309 Bertch Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 309 Bertch Ave, Waterloo, IA 50702 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1938
Square Footage	1,088 sqft Living Area
Lot Size	5,080 sqft (0.117 acres)
Garage	Detached, 280 sqft
Last Sale	$92,000 (2022)
Tax Bill	$2,981.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8913-35-104-010`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	1,088 sqft Living Area
1st Floor Area	750 sqft 1st Floor
Attic Area	338 sqft Attic
Attic	Attic
Basement Area	750 sqft Basement
Unfinished Basement	750 sqft Unfinished
Game Room	Game Room
Stories	1 Story
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,080 sqft (0.117 acres)
Lot Dimensions	127 ft deep x 40 ft wide
Parking Spaces	1 Parking Space
Garage Type	Detached
Garage Area	280 sqft Garage
Patio Area	100 sqft Patio

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	309 BERTCH AVE
City	WATERLOO
State	IA
Zip	50702-3614
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROWN HALL ADDITION LOT 10 BLK 4
Legal Range	13W
Legal Township	89N
Legal Section	35
Legal Subdivision	BROWN HALL ADDITION
Legal Block	4
Legal Lot Number	10
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1004
Census Tract	1100

Owner

Source: Black Hawk County records · APN 8913-35-104-010

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1403 N 615 E, SHELLEY, ID 83274-5077
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 27, 2022 · Amount on Record
Deed Sale	May 27, 2022 · Amount on Record
Prior Sale	Apr 14, 2010 · Amount on Record
Deed Document Number	202223121
Record Updated	Sep 20, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	May 27, 2022
Property Address	309 BERTCH AVE, WATERLOO, IA 50702-3614
Document Number	202200023121
Instrument Date	Apr 25, 2022
Instrument	202200023121
Transaction Type	Transfer
Record Updated	Jun 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$146.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1403 N 615 E, SHELLEY, ID 83274-5077

Mortgage

Document Number	202200023122
Date	May 27, 2022
Instrument	202200023122

Lender

Name	JOSHUA ROZANSKE
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	84 Months
Due	May 13, 2029

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,981.00 (+37.88%)	$107,080 (+7.48%) Land $12,610 Building $94,470	$107,080 (+7.48%) Land $12,610 Building $94,470
2024	$2,162.00 (+27.48%)
2023		$99,630 (+29.04%) Land $12,610 Building $87,020	$99,630 (+29.04%) Land $12,610 Building $87,020
2022	$1,696.00	$77,210 Land $12,610 Building $64,600
2021			$77,210 Land $12,610 Building $64,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.