210 2nd Ave S, Loretto, TN 38469 Property Records

Lawrence County property record for 210 2nd Ave S, Loretto, TN 38469

Property Summary

Property TypeSingle Family Home
Details0.5 ba · 882 sqft · built 1940
Lot Size0.246 acres (10,725 sqft)
OwnerIndividual Name on Record
Last Sale$25,500 (Oct 2017)
Tax Bill$692 (2023)
Deeds & MortgagesSep 2018 Line of Credit
Oct 2017 Sale
Flood ZoneZone X (minimal risk)
APN050151H H 00400

Property Details

APN / Parcel Number

Primary APN050151H H 00400
Alternative APN
  • 151H H 00400

Interior

Full Baths0.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area882 sqft Living Area
1st Floor Area882 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 2018
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,725 sqft (0.246 acres)
Lot Dimensions165 ft deep x 65 ft wide
TerrainRolling
PorchSlab
Porch Area160 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address210 2ND AVE S
CityLORETTO
StateTN
Zip38469-2121
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 2
JurisdictionLAWRENCE TN
Township / Civil Division1
Census Block Group3
Census Block3053
Census Tract960700

Owner

Source: Lawrence County records, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address309 W COMMERCE ST, LORETTO, TN 38469-2136
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2018Deed of Trust, Mortgage · Line of Credit
FIRST FARMERS & MERCHANTS BANK
Oct 2, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 2, 2017 · Amount on Record
Deed SaleOct 2, 2017 · Amount on Record
Prior SaleMay 11, 2010
Deed Document Number20174997
Deed Book / Page517 / 536
Record UpdatedJun 8, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAWRENCE TN
Property Address210 2ND AVE S, LORETTO, TN 38469-2121
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number543524
DateSep 11, 2018
Book Page543/524
Instrument18004654
Lender
NameFIRST FARMERS & MERCHANTS BANK
TypeBank
AddressCOLUMBIA, TN 38402
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueOct 1, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAWRENCE TN
Recording DateOct 2, 2017
Property Address210 2ND AVE S, LORETTO, TN 38469-2121
Document Number517536
Book / Page000517 / 000536
Instrument DateSep 29, 2017
Instrument4997
Transaction TypeTransfer
Record UpdatedOct 12, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$94.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address198 E AUGUSTIN DR LORETTO TN 384692365, LORETTO, TN 38469-2365

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of January 23, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyLawrence County
MunicipalityLoretto City
Unified School DistrictLawrence County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$29,550 (-) Land $1,250 Building $28,300
2023$692.00$29,550 (-) Land $1,250 Building $28,300
2022$692.00$29,550 Land $1,250 Building $28,300$118,200 Land $5,000 Building $113,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLORETTO WATER DEPARTMENT
serves 5,054 people · EPA ID TN0000408
Water SourceGroundwater influenced by surface water
Last State InspectionFeb 2026
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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