3007 Valley Pine Dr, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 3007 Valley Pine Dr, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,662 sqft · built 1984
Lot Size	0.523 acres (22,791 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Oct 2025)
Tax Bill	$6,367 (2026)
Deeds & Mortgages	Feb 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`013089 27.14-2-2`

Property Details

APN / Parcel Number

Primary APN	`013089 27.14-2-2`
Alternative APNs	`308902701400020020000000` `02701400020020000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,662 sqft Living Area
1st Floor Area	1,108 sqft
Basement Area	554 sqft
Finished Basement	554 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	22,791 sqft (0.523 acres)
Lot Dimensions	227 ft deep x 100 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	168 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02701400020020000000
Street Address	3007 VALLEY PINE DR
City	SCHENECTADY
State	NY
Zip	12303-5414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	LOT 6 WP
Legal Subdivision	WHISPERING PINES ANNEX
Legal Block	2
Legal Lot Number	2.000
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	3
Census Block	3028
Census Tract	14606

Owner

3007 Valley Pine Dr is owned and occupied by two individuals who bought it in October 2025.

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	81 BRIDGEWOOD LN, WATERVLIET, NY 12189-3450
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2025 · Amount on File
Deed Sale	Oct 23, 2025 · Amount on File
Prior Sale	Jul 29, 2011 · Amount on File
Deed Document Number	202519332
Prior Transfer Date	Jul 25, 2006
Prior Transfer Doc	2856000432
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	3007 VALLEY PINE DR, SCHENECTADY, NY 12303-5414
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3007 VALLEY PINE DR, SCHENECTADY, NY 12303-5414

Mortgage

Document Number	0000000267
Date	Feb 17, 2026
Instrument	R2026-3267

Lender

Name	TRUSTCO BANK
Type	Bank
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jan 7, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 3007 Valley Pine Dr was $6,367 with a homeowner's exemption, up 6.7% from the year before.

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,367.00 (+6.72%) Homeowner's exemption
2025	$5,966.00 Homeowner's exemption	$219,000 Land $44,000 Building $175,000	$292,000 Land $58,667 Building $233,333
2023		$219,000 (-) Land $44,000 Building $175,000	$257,647 (+7.06%) Land $51,765 Building $205,882
2022		$219,000 Land $44,000 Building $175,000	$240,659 Land $48,352 Building $192,307
2021	$5,267.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3007 Valley Pine Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3007 Valley Pine Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber	980 / 880
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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