3004 Valley Pine Dr, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 3004 Valley Pine Dr, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,374 sqft · built 1971
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on File
Last Sale	$140,500 (Nov 1999)
Tax Bill	$8,400 (2026)
Deeds & Mortgages	Mar 2026 Line of Credit May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`013089 27.14-1-29`

Property Details

APN / Parcel Number

Primary APN	`013089 27.14-1-29`
Alternative APNs	`308902701400010290000000` `02701400010290000000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,374 sqft Living Area
1st Floor Area	1,040 sqft
2nd Floor Area	1,334 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	512 sqft
Porch	Slab
Porch Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02701400010290000000
Street Address	3004 VALLEY PINE DR
City	SCHENECTADY
State	NY
Zip	12303-5415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	LOT 43
Legal Subdivision	WHISPERING PINE MANOR SECTION #1
Legal Block	1
Legal Lot Number	29.000
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	3
Census Block	3029
Census Tract	14606

Owner

3004 Valley Pine Dr is owned and occupied by two individuals who bought it in November 1999.

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3004 VALLEY PINE DR, SCHENECTADY, NY 12303-5415
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Deed of Trust, Mortgage · Line of Credit BROADVIEW FCU
May 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL COMMUNICATIONS FCU
May 31, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CAPITAL COMMUNICATIONS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 1999 · Amount on File
Deed Sale	Nov 3, 1999 · Amount on File
Prior Sale	Sep 1, 1998 · Amount on File
Deed Document Number	19992339
Deed Book / Page	2642 / 987
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	3004 VALLEY PINE DR, SCHENECTADY, NY 12303-5415
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3004 VALLEY PINE DR, SCHENECTADY, NY 12303-5415

Mortgage

Document Number	0000000164
Date	Mar 17, 2026
Instrument	R2026-5164

Lender

Name	BROADVIEW FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 16, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	3004 VALLEY PINE DR, SCHENECTADY, NY 12303-5415
Transaction Type	Mortgage
Record Updated	Jun 15, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3004 VALLEY PINE DR, SCHENECTADY, NY 12303-5415

Mortgage

Document Number	0000003775
Date	May 31, 2022
Instrument	R2022-13775

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2037

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	3004 VALLEY PINE DR, SCHENECTADY, NY 12303-5415
Transaction Type	Mortgage
Record Updated	Jun 15, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3004 VALLEY PINE DR, SCHENECTADY, NY 12303-5415

Mortgage

Document Number	0000003776
Date	May 31, 2022
Instrument	R2022-13776

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 3004 Valley Pine Dr was $8,400 with a homeowner's exemption, up 6.2% from the year before.

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,400.00 (+6.22%) Homeowner's exemption
2025	$7,908.00 Homeowner's exemption	$293,000 Land $59,000 Building $234,000	$390,667 Land $78,667 Building $312,000
2023		$293,000 (-) Land $59,000 Building $234,000	$344,706 (+7.06%) Land $69,412 Building $275,294
2022		$293,000 Land $59,000 Building $234,000	$321,978 Land $64,835 Building $257,143
2021	$6,994.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3004 Valley Pine Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3004 Valley Pine Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber	980 / 880
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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