3011 Valley Pine Dr, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 3011 Valley Pine Dr, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,748 sqft · built 1979
Lot Size	0.548 acres (23,905 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,082 (2026)
Deeds & Mortgages	Dec 2022 Line of Credit Apr 2018 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`013089 27.14-2-4`

Property Details

APN / Parcel Number

Primary APN	`013089 27.14-2-4`
Alternative APNs	`308902701400020040000000` `02701400020040000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,748 sqft Living Area
1st Floor Area	1,196 sqft
Basement Area	552 sqft
Finished Basement	552 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	23,905 sqft (0.548 acres)
Lot Dimensions	239 ft deep x 100 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02701400020040000000
Street Address	3011 VALLEY PINE DR
City	SCHENECTADY
State	NY
Zip	12303-5414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	WHISPERING PINES SEC 2 LOT 4
Legal Block	2
Legal Lot Number	4.000
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	3
Census Block	3028
Census Tract	14606

Owner

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3011 VALLEY PINE DR, SCHENECTADY, NY 12303-5414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2022	Deed of Trust, Mortgage · Line of Credit BROADVIEW FCU
Apr 2, 2018	Loan Modification, Mortgage · Conventional Mortgage SEFCU
Apr 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage SEFCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	3011 VALLEY PINE DR, SCHENECTADY, NY 12303-5414
Transaction Type	Mortgage
Record Updated	Jan 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3011 VALLEY PINE DR, SCHENECTADY, NY 12303-5414

Mortgage

Document Number	0000008095
Date	Dec 5, 2022
Instrument	R2022-28095

Lender

Name	BROADVIEW FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 4, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ALBANY NY
Property Address	3011 VALLEY PINE DR, SCHENECTADY, NY 12303-5414
Document Number	0000008010
Instrument Date	Apr 2, 2018
Transaction Type	Mortgage
Record Updated	May 15, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3011 VALLEY PINE DR SCHENECTADY NY 123035414, SCHENECTADY, NY 12303-5414

Mortgage

Document Number	0000008010
Date	Apr 12, 2018
Instrument	8010

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 11, 2028

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	3011 VALLEY PINE DR, SCHENECTADY, NY 12303-5414
Document Number	0000008009
Instrument Date	Apr 2, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3011 VALLEY PINE DR SCHENECTADY NY 123035414, SCHENECTADY, NY 12303-5414

Mortgage

Document Number	0000008009
Date	Apr 12, 2018
Instrument	8009

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 11, 2028

Tax Assessment & Valuation

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,082.00 (+7.51%) Homeowner's exemption
2025	$6,587.00 (+13.31%) Homeowner's exemption	$245,000 (-) Land $49,000 Building $196,000	$326,667 (+13.33%) Land $65,333 Building $261,334
2023		$245,000 (-) Land $49,000 Building $196,000	$288,235 (+7.06%) Land $57,647 Building $230,588
2022		$245,000 Land $49,000 Building $196,000	$269,231 Land $53,846 Building $215,385
2021	$5,813.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber	980 / 880
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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