Hillsborough County property record for 3005 Cunard Dr, Valrico, FL 33596
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,171 sqft · built 1986 |
| Lot Size | 0.347 acres (15,107 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $353,000 (Sep 2020) |
| Tax Bill | $3,845 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage Jul 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 087348-7466 |
| Primary APN | 087348-7466 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,171 sqft Living Area |
| Gross Area | 3,069 sqft |
| 1st Floor Area | 2,171 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 15,107 sqft (0.347 acres) |
| Lot Dimensions | 138 ft deep x 101 ft wide |
| Garage Type | Attached |
| Garage Area | 456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 392 sqft |
| Porch | Open Porch |
| Porch Area | 442 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0873487466 |
|---|---|
| Street Address | 3005 CUNARD DR |
| City | VALRICO |
| State | FL |
| Zip | 33596-5254 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC-6 |
| Legal Description | OAKLANE ESTATES PHASE II LOT 24 BLOCK 1 |
| Legal Range | 21E |
| Legal Township | 30S |
| Legal Section | 06 |
| Legal Subdivision | OAKLANE ESTATES PHASE II |
| Legal Phase | II |
| Legal Tract | 35U |
| Legal Block | 1 |
| Legal Lot Number | 24 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | BRANDON |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 13206 |
3005 Cunard Dr is owned and occupied by two individuals who bought it in September 2020.
Source: Hillsborough County records, as of September 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3005 CUNARD DR, VALRICO, FL 33596-5254 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 10, 2020 | Warranty Deed, Transfer · Conventional Mortgage NFM INC |
| Jul 7, 2018 | Warranty Deed, Transfer · VA Mortgage USAA FSB |
| Feb 16, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2020 · Amount on File |
| Deed Sale | Sep 10, 2020 · Amount on File |
| Prior Sale | Jul 7, 2018 · Amount on File |
| Deed Document Number | 2020370208 |
| Prior Transfer Date | Jul 20, 2004 |
| Prior Transfer Doc | 0000294199 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Sep 10, 2020 |
| Property Address | 3005 CUNARD DR, VALRICO, FL 33596-5254 |
| Document Number | 0000370208 |
| Map Reference | MB 57 PG 40 |
| Instrument Date | Aug 26, 2020 |
| Instrument | 2020370208 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | HILLSBOROUGH TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,471.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 775 CARTER CT, 775, WEST DEPTFORD, NJ 08066-1902 |
| Name | Verified Name |
|---|---|
| Address | 3005 CUNARD DR, VALRICO, FL 33596-5254 |
| Document Number | 0000370209 |
|---|---|
| Date | Sep 10, 2020 |
| Instrument | 2020370209 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jul 7, 2018 |
| Property Address | 3005 CUNARD DR, VALRICO, FL 33596-5254 |
| Document Number | 0000268272 |
| Book / Page | 25894 / 0929 |
| Map Reference | MB 57 PG 40 |
| Instrument Date | Jul 2, 2018 |
| Instrument | 2018268272 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | FIDELITY NATIONAL TITLE OF F |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,135.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3005 CUNARD DR, VALRICO, FL 33596-5254 |
| Document Number | 0000268273 |
|---|---|
| Date | Jul 7, 2018 |
| Instrument | 2018268273 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 3005 CUNARD DR, VALRICO, FL 33596-5254 |
| Document Number | 0247840495 |
| Book / Page | 024784 / 000495 |
| Instrument Date | Feb 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2017 |
| Name | Verified Name |
|---|---|
| Address | 3005 CUNARD DR VALRICO FL 335965254, VALRICO, FL 33596-5254 |
| Document Number | 0247840495 |
|---|---|
| Date | Mar 9, 2017 |
| Book Page | 024784/000495 |
| Instrument | 91612 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 8, 2047 |
The 2025 property tax bill for 3005 Cunard Dr was $3,845 with a homeowner's exemption.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $220,553 (+2.7%) | $374,253 (-0.98%) Land $113,734 Building $260,519 | |
| 2025 | $3,845.00 Homeowner's exemption | $214,755 | $377,967 Land $113,734 Building $264,233 |
| 2023 | $3,397.00 (+5.63%) Homeowner's exemption | $202,624 (+3%) | $365,086 (-3.24%) Land $107,044 Building $258,042 |
| 2022 | $3,216.00 Homeowner's exemption | $196,722 | $377,319 Land $107,044 Building $270,275 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3005 Cunard Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 10 (1998–2024) |
| Claims Outside the SFHA | 10 of 10 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3005 Cunard Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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