3003 Cunard Dr, Valrico, FL 33596 Property Records

Hillsborough County property record for 3003 Cunard Dr, Valrico, FL 33596

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,584 sqft · built 1986
Lot Size	0.343 acres (14,976 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,523 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0873487464`

Property Details

APN / Parcel Number

Primary APN	`0873487464`
Alternative APN	`U06302135U000001000230`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,584 sqft Heated Area
1st Floor Area	2,584 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2005
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,976 sqft (0.343 acres)
Lot Dimensions	144 ft deep x 104 ft wide
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	516 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	0873487464
Street Address	3003 CUNARD DR
City	VALRICO
State	FL
Zip	33596-5254
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC-6
Legal Description	OAKLANE ESTATES PHASE II LOT 23 BLOCK 1
Legal Range	21E
Legal Township	30S
Legal Section	06
Legal Subdivision	OAKLANE ESTATES PHASE II
Legal Phase	II
Legal Block	1
Legal Lot Number	23
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	BRANDON
Census Block Group	1
Census Block	1004
Census Tract	13206

Owner

Source: Hillsborough County records · APN 0873487464

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	3003 CUNARD DR, VALRICO, FL 33596-5254
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 09, 2018
Deed Sale	Mar 09, 2018
Prior Sale	Sep 10, 2014 · Amount on Record
Deed Document Number	2018092289
Deed Book / Page	22787 / 0342
Record Updated	Jun 08, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	3003 CUNARD DR, VALRICO, FL 33596-5254
Transaction Type	Mortgage
Record Updated	May 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3003 CUNARD DR, VALRICO, FL 33596-5254

Mortgage

Document Number	0000166913
Date	Apr 20, 2023
Instrument	2023166913

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	RENO, NV 89501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	May 11, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,523.00 (+13.35%) Homeowner's exemption	$197,122 (+5.99%)	$373,263 (+3.86%) Land $120,931 Building $252,332
2023	$3,108.00 (+5.93%) Homeowner's exemption	$185,987 (+3%)	$359,397 (+1.67%) Land $113,818 Building $245,579
2022	$2,934.00 Homeowner's exemption	$180,570	$353,511 Land $113,818 Building $239,693

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	10 (1998–2024)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Oct 2024 · Hurricane Milton

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 213 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.