3002 Cunard Dr, Valrico, FL 33596 Property Records

Hillsborough County property record for 3002 Cunard Dr, Valrico, FL 33596

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,169 sqft · built 1987
Lot Size	0.343 acres (14,948 sqft)
Owner	2 Individual Names on Record
Last Sale	$183,000 (Apr 2003)
Tax Bill	$3,150 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`087348-7460`

Property Details

APN / Parcel Number

Primary APN	`087348-7460`
Alternative APN	`U06302135U000001000210`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,169 sqft Living Area
Gross Area	3,147 sqft
1st Floor Area	2,169 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2006
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,948 sqft (0.343 acres)
Lot Dimensions	140 ft deep x 76 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Pool Area	406 sqft
Porch	Open Porch
Porch Area	450 sqft
Patio Area	560 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0873487460
Street Address	3002 CUNARD DR
City	VALRICO
State	FL
Zip	33596-5253
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC-6
Legal Description	OAKLANE ESTATES PHASE II LOT 21 BLOCK 1
Legal Range	21E
Legal Township	30S
Legal Section	06
Legal Subdivision	OAKLANE ESTATES PHASE II
Legal Phase	II
Legal Tract	35U
Legal Block	1
Legal Lot Number	21
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	BRANDON
Census Block Group	1
Census Block	1004
Census Tract	13206

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3002 CUNARD DR, VALRICO, FL 33596-5253
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2003 · Amount on Record
Deed Sale	Apr 12, 2003 · Amount on Record
Prior Sale	Jul 6, 1999 · Amount on Record
Deed Document Number	2003138505
Deed Book / Page	12530 / 1921
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	3002 CUNARD DR, VALRICO, FL 33596-5253
Document Number	0000455223
Instrument Date	Oct 19, 2020
Transaction Type	Mortgage
Record Updated	Nov 26, 2020
Title Company	BROKERS TITLE/TAMPA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3002 CUNARD DR VALRICO FL 335965253, VALRICO, FL 33596-5253

Mortgage

Document Number	0000455223
Date	Nov 3, 2020
Instrument	455223

Lender

Name	SUNCOAST CU
Address	TAMPA, FL 33610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 2, 2035

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$181,472 (+2.7%)	$347,206 (-1.37%) Land $89,536 Building $257,670
2025	$3,150.00 (+13.6%) Homeowner's exemption	$176,701 (+5.99%)	$352,031 (+2.43%) Land $89,536 Building $262,495
2023	$2,773.00 (+6.41%) Homeowner's exemption	$166,719 (+3%)	$343,687 (+2.96%) Land $84,269 Building $259,418
2022	$2,606.00 Homeowner's exemption	$161,863	$333,803 Land $84,269 Building $249,534

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	10 (1998–2024)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20