30048 Lake Bluff Dr, Covert, MI 49043 Property Records

Van Buren County property record for 30048 Lake Bluff Dr, Covert, MI 49043

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,132 sqft
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$749,000 (Oct 2026)
Tax Bill	$3,713 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`80-07-182-002-10`

Property Details

APN / Parcel Number

Primary APN	`80-07-182-002-10`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,132 sqft Living Area
1st Floor Area	1,132 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	30048 LAKE BLUFF DR
City	COVERT
State	MI
Zip	49043-9206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LD-1
Legal Description	778-A 7-2-27 879-963,962 920-003 * LOTS 2 & 11. BLOCK 2 COVERT RESORT SECOND ADD *** COMBINATION OF 80-07-182-002-00 AND
Legal Subdivision	SECOND ADD
Legal Block	2
Legal Lot Number	2,11
Jurisdiction	VAN BUREN MI
Township / Civil Division	COVERT
Census Block Group	2
Census Block	2007
Census Tract	10600

Owner

30048 Lake Bluff Dr is owned by two individuals who bought it in October 2026.

Source: Van Buren County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7550 4TH ST, DEXTER, MI 48130-1424
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2026 · Amount on File
Deed Sale	Oct 2, 2026 · Amount on File
Deed Document Number	20263480618
Deed Book / Page	1799 / 277
Prior Transfer Date	Aug 9, 2013
Prior Transfer Doc	1590/0023
Record Updated	Oct 29, 2026

October 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	VAN BUREN MI
Recording Date	Oct 2, 2026
Property Address	30048 LAKE BLUFF DR, COVERT, MI 49043-9206
Document Number	0003480618
Book / Page	1799 / 277
Instrument Date	Sep 17, 2026
Instrument	20263480618
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	OAK TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650,581.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7550 4TH ST, DEXTER, MI 48130-1424

Mortgage

Document Number	0003480618,
Date	Oct 2, 2026
Book Page	1799/278
Instrument	20263480618

Lender

Name	UNIVERSITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 30048 Lake Bluff Dr was $3,713, up 2.6% from the year before.

Source: Van Buren County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Van Buren County
County Subdivision	Covert Township
Unified School District	Covert Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$140,100 (-27.56%)	$280,200 (-27.56%)
2025	$3,713.00 (+2.6%)	$193,400	$386,800
2024	$3,619.00
2023		$184,700	$369,400
2020	$3,149.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 30048 Lake Bluff Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1982–2019)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Nov 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 30048 Lake Bluff Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	90 / 5

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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