30034 Lake Bluff Dr, Covert, MI 49043 Property Records

Van Buren County property record for 30034 Lake Bluff Dr, Covert, MI 49043

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,464 sqft · built 1951
Lot Size	0.574 acres (25,003 sqft)
Owner	2 Individual Names on File
Tax Bill	$13,949 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`80-07-182-015-01`

Property Details

APN / Parcel Number

Primary APN	`80-07-182-015-01`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,464 sqft Living Area
1st Floor Area	1,464 sqft
Basement Area	664 sqft
Unfinished Basement	664 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Lot Area	25,003 sqft (0.574 acres)
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	30034 LAKE BLUFF DR
City	COVERT
State	MI
Zip	49043-9206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LD-1
Legal Description	786 7-2-17 830-416 935-076 1258-202 1426-790 1444-588 LOTS 3,4,5,9 & 10. BLOCK 2 COVERT RESORT SECOND ADD.
Legal Subdivision	SECOND ADD
Legal Block	2
Legal Lot Number	3-5,9
Jurisdiction	VAN BUREN MI
Township / Civil Division	COVERT
Census Block Group	2
Census Block	2007
Census Tract	10600

Owner

30034 Lake Bluff Dr is owned by two individuals who acquired it in April 2021.

Source: Van Buren County records, as of August 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4350 N PENNSYLVANIA ST, INDIANAPOLIS, IN 46205-1726
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage OAK MORTGAGE LLC
Jan 13, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage MATTHEW KROPP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 14, 2021
Transfer Doc	001718/175
Record Updated	Oct 29, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VAN BUREN MI
Recording Date	Apr 20, 2021
Property Address	30034 LAKE BLUFF DR, COVERT, MI 49043-9206
Document Number	001718/175
Book / Page	1718 / 175
Map Reference	LB 3 PG 7
Instrument Date	Apr 14, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4350 N PENNSYLVANIA ST, INDIANAPOLIS, IN 46205-1726

Mortgage

Document Number	0001718176
Date	Apr 20, 2021
Instrument	1718/176

Lender

Name	OAK MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2031
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	4.87%
Index	1-Year CMT
Max Rate	8.87%

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAN BUREN MI
Recording Date	Jan 13, 2021
Property Address	30034 LAKE BLUFF DR, COVERT, MI 49043-9206
Document Number	001712/120
Book / Page	1712 / 120
Map Reference	LB 3 PG 7
Instrument Date	Jan 7, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	124 PROSPECT AVE, 124, SAN ANSELMO, CA 94960-2521

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4350 N PENNSYLVANIA ST, INDIANAPOLIS, IN 46205-1726

Mortgage

Document Number	0001712121
Date	Jan 13, 2021
Instrument	1712/121

Lender

Name	MATTHEW KROPP
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 30034 Lake Bluff Dr was $13,949, up 2.6% from the year before.

Source: Van Buren County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Van Buren County
County Subdivision	Covert Township
Unified School District	Covert Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$245,500 (-18.98%)	$491,000 (-18.98%)
2025	$13,949.00 (+2.6%)	$303,000	$606,000
2024	$13,596.00
2023		$279,900	$559,800
2020	$10,231.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 30034 Lake Bluff Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1982–2019)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Nov 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 30034 Lake Bluff Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	90 / 5

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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