3004 E Merlot St, Gilbert, AZ 85298 Property Records

Maricopa County property record for 3004 E Merlot St, Gilbert, AZ 85298

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,472 sqft · built 2004
Lot Size	0.165 acres (7,201 sqft)
Owner	Individual Name on Record
Last Sale	$348,000 (Oct 2019)
Tax Bill	$2,058 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`304-79-375`

Property Details

APN / Parcel Number

Primary APN	`304-79-375`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,472 sqft Living Area
1st Floor Area	1,336 sqft
2nd Floor Area	1,136 sqft

Exterior

Year Built	Built 2004
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	7,201 sqft (0.165 acres)
Parking Spaces	3 Parking Spaces
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	3004 E MERLOT ST
City	GILBERT
State	AZ
Zip	85298-9044
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	COUNTRY SHADOWS MCR 640-39
Legal Range	06E
Legal Township	02S
Legal Section	27
Legal Quarter	SE
Quarter-Quarter Section	SE
Legal Subdivision	COUNTRY SHADOWS
Legal Lot Number	187
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	3
Census Block	3007
Census Tract	816005

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3004 E MERLOT ST, GILBERT, AZ 85298-9044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Apr 14, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 24, 2020	Deed of Trust, Mortgage · FHA Mortgage FINANCEMYHOME.COM
Oct 18, 2019	Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2019 · Amount on Record
Deed Sale	Oct 18, 2019 · Amount on Record
Prior Sale	Apr 29, 2010
Deed Document Number	20190834057
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3004 E MERLOT ST, GILBERT, AZ 85298-9044
Transaction Type	Mortgage
Record Updated	Nov 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3004 E MERLOT ST, GILBERT, AZ 85298-9044

Mortgage

Document Number	0001201981
Date	Nov 9, 2021
Instrument	20211201981

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Oct 1, 2050

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3004 E MERLOT ST, GILBERT, AZ 85298-9044
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3004 E MERLOT ST, GILBERT, AZ 85298-9044

Mortgage

Document Number	0000415528
Date	Apr 14, 2021
Instrument	20210415528

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Sep 1, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3004 E MERLOT ST, GILBERT, AZ 85298-9044
Document Number	0000717728
Instrument Date	Jul 24, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3004 E MERLOT ST GILBERT AZ 852989044, GILBERT, AZ 85298-9044

Mortgage

Document Number	0000717728
Date	Aug 7, 2020
Instrument	717728

Lender

Name	FINANCEMYHOME.COM
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 18, 2019
Property Address	3004 E MERLOT ST, GILBERT, AZ 85298-9044
Document Number	0000834057
Map Reference	MB 640 PG 39
Instrument Date	Oct 15, 2019
Instrument	20190834057
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	EQUITABLE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9917 E LINDNER AVE, 9917, MESA, AZ 85209-2573

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3004 E MERLOT ST, GILBERT, AZ 85298-9044

Mortgage

Document Number	0000834058
Date	Oct 18, 2019
Instrument	20190834058

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Chandler Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,320 (-5.78%)	$453,200 (-5.78%) Land $90,600 Building $362,600
2025	$2,058.00 (+3.52%)
2024		$48,100	$481,000 Land $96,200 Building $384,800
2023	$1,988.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 73% of Arizona
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20

May also be available: CenturyLink.

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