2986 E Merlot St, Gilbert, AZ 85298 Property Records

Maricopa County property record for 2986 E Merlot St, Gilbert, AZ 85298

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,683 sqft · built 2004
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on File
Last Sale	$293,500 (Jun 2019)
Tax Bill	$1,639 (2025)
Deeds & Mortgages	Jun 2019 Sale & Mortgage Sep 2018 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`304-79-373`

Property Details

APN / Parcel Number

Primary APN	`304-79-373`

Interior

Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,683 sqft Living Area
1st Floor Area	1,683 sqft

Exterior

Year Built	Built 2004
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	7,200 sqft (0.165 acres)
Parking Spaces	2 Parking Spaces
Patio Area	145 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	2986 E MERLOT ST
City	GILBERT
State	AZ
Zip	85298-9043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	COUNTRY SHADOWS MCR 640-39
Legal Range	06E
Legal Township	02S
Legal Section	27
Legal Quarter	SE
Quarter-Quarter Section	SW
Legal Subdivision	COUNTRY SHADOWS
Legal Lot Number	185
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	3
Census Block	3007
Census Tract	816005

Owner

Source: Maricopa County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2986 E MERLOT ST, GILBERT, AZ 85298-9043
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2019	Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB
Sep 25, 2018	Quit Claim Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC
Sep 25, 2018	Quit Claim Deed, Transfer GRAND CANYON TITLE AGENCY
May 5, 2017	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 28, 2019 · Amount on Record
Deed Sale	Jun 28, 2019 · Amount on Record
Prior Sale	Sep 25, 2018
Deed Document Number	20190492292
Record Updated	Jun 8, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 28, 2019
Property Address	2986 E MERLOT ST, GILBERT, AZ 85298-9043
Document Number	0000492292
Map Reference	MB 640 PG 39
Instrument Date	Jun 20, 2019
Instrument	20190492292
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2986 E MERLOT ST, 2986, GILBERT, AZ 85298-9043

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2986 E MERLOT ST, GILBERT, AZ 85298-9043

Mortgage

Document Number	0000492293
Date	Jun 28, 2019
Instrument	20190492293

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 25, 2018
Property Address	2986 E MERLOT ST, GILBERT, AZ 85298-9043
Document Number	0000718012
Instrument Date	Sep 18, 2018
Instrument	718012
Transaction Type	Transfer
Record Updated	Oct 2, 2018
Title Company	GRAND CANYON TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2986 E MERLOT ST GILBERT AZ 852989043, GILBERT, AZ 85298-9043

Mortgage

Document Number	718013
Date	Sep 25, 2018
Instrument	718013

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2048

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 25, 2018
Property Address	2986 E MERLOT ST, GILBERT, AZ 85298-9043
Document Number	0000718011
Instrument Date	Sep 18, 2018
Instrument	718011
Transaction Type	Transfer
Record Updated	Oct 1, 2018
Title Company	GRAND CANYON TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2986 E MERLOT ST GILBERT AZ 852989043, GILBERT, AZ 85298-9043

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2986 E MERLOT ST, GILBERT, AZ 85298-9043
Document Number	0000337068
Instrument Date	May 5, 2017
Transaction Type	Mortgage
Record Updated	May 16, 2017
Title Company	GRAND CANYON TITLE AGENCY, GRAND CANYON TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2986 E MERLOT ST GILBERT AZ 852989043, GILBERT, AZ 85298-9043

Mortgage

Document Number	0000337068
Date	May 10, 2017
Instrument	337068

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 9, 2047

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Chandler Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,120 (-6.52%)	$381,200 (-6.52%) Land $76,200 Building $305,000
2025	$1,639.00 (+3.6%)
2024		$40,780	$407,800 Land $81,500 Building $326,300
2023	$1,582.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 73% of Arizona
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Wi-Fiber Fixed Wireless	100 / 20

May also be available: Lumen Technologies.

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