3049 E Merlot St, Gilbert, AZ 85298 Property Records

Maricopa County property record for 3049 E Merlot St, Gilbert, AZ 85298

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,815 sqft · built 2004
Lot Size	0.158 acres (6,900 sqft)
Owner	Individual Name on Record
Last Sale	$426,000 (Nov 2020)
Tax Bill	$1,721 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`304-79-461`

Property Details

APN / Parcel Number

Primary APN	`304-79-461`
Alternative APN	`304794618`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,815 sqft Living Area
Gross Area	1,975 sqft
1st Floor Area	1,815 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	6,900 sqft (0.158 acres)
Parking Spaces	2 Parking Spaces
Pool Area	355 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	3049 E MERLOT ST
City	GILBERT
State	AZ
Zip	85298-9003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	COUNTRY SHADOWS MCR 640-39
Legal Range	6E
Legal Township	2S
Legal Section	27
Legal Subdivision	COUNTRY SHADOWS
Legal Lot Number	273
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	3
Census Block	3015
Census Tract	816005

Owner

Source: Maricopa County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3049 E MERLOT ST, GILBERT, AZ 85298-9003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 26, 2018	Warranty Deed, Transfer · ARM BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2020 · Amount on Record
Deed Sale	Nov 24, 2020 · Amount on Record
Prior Sale	Mar 26, 2018 · Amount on Record
Deed Document Number	20201155667
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 24, 2020
Property Address	3049 E MERLOT ST, GILBERT, AZ 85298-9003
Document Number	0001155667
Map Reference	MB 640 PG 39
Instrument Date	Nov 6, 2020
Instrument	20201155667
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	AMERICAN TITLE SVC AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	113 PANAMOUNT POINT NW, 113, CALGARY XX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3049 E MERLOT ST, GILBERT, AZ 85298-9003

Mortgage

Document Number	0001155668
Date	Nov 24, 2020
Instrument	20201155668

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 26, 2018
Property Address	3049 E MERLOT ST, GILBERT, AZ 85298-9003
Document Number	0000223273
Map Reference	MB 640 PG 39
Instrument Date	Mar 5, 2018
Instrument	20180223273
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	GREAT AMERICAN TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3049 E MERLOT ST, 3049, GILBERT, AZ 85298-9003

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	113 PANAMOUNT PT NE, ALBERT, XX

Mortgage

Document Number	0000223274
Date	Mar 26, 2018
Instrument	20180223274

Lender

Name	BMO HARRIS BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Apr 1, 2021
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.62%
Index	1-Year LIBOR
Max Rate	8.62%

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Chandler Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,220 (+76.98%)	$422,200 (+1.83%) Land $84,400 Building $337,800
2025	$1,721.00 (-4.18%)	$23,856 (-47.06%)	$414,600 (-7.99%) Land $82,900 Building $331,700
2024		$45,060	$450,600 Land $90,100 Building $360,500
2023	$1,796.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 99.2% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20

May also be available: CenturyLink.

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