3003 E Windsor Dr, Saint Joseph, MI 49085 Property Records

Berrien County property record for 3003 E Windsor Dr, Saint Joseph, MI 49085 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1959
Square Footage2,051 sqft Living Area
Lot Size12,371 sqft (0.284 acres)
OccupancyOwner Occupied
Last Sale$86,000 (1989)
Tax Bill$3,059.00 (2025)

Property Details

APN / Parcel Number

Primary APN18-3100-0020-00-0
Alternative APN
  • 11-18-3100-0020-00-0

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,051 sqft Living Area
1st Floor2,051 sqft 1st Floor
Basement Area2,051 sqft Basement
Unfinished Basement2,051 sqft Unfinished
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleRaised Ranch Style
Lot Area12,371 sqft (0.284 acres)
Depth X Width130 ft x 95 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area484 sqft Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address3003 E WINDSOR DR
CitySAINT JOSEPH
StateMI
Zip49085-8907
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 20 HICKORY TERRACE
Legal SubdivisionHICKORY TERRACE
Legal Lot Number20
Legal Unit20
JurisdictionBERRIEN MI
Minor Civil DivisionST. JOSEPH
Census Blockgroup2
Census Block2011
Census Tract1100

Owner

Source: Berrien County records · APN 18-3100-0020-00-0

Assessment roll updated June 5, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address3003 E WINDSOR DR, SAINT JOSEPH, MI 49085-8907
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Feb 21, 2018Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS INC
Sep 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
OAK MORTGAGE LLC
Nov 09, 2021Deed of Trust, Mortgage · Line of Credit
STURGIS BANK & TRUST CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 19, 1989 · Amount on Record
Deed SaleJul 19, 1989 · Amount on Record
Prior SaleFeb 08, 1988 · Amount on Record
Deed Book / Page1387 / 1102
Last Transfer DateMay 23, 2008
Transfer Doc02844/1567
Record RefreshedSep 20, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address3003 E WINDSOR DR, SAINT JOSEPH, MI 49085-8907
Transaction TypeMortgage
Record UpdatedNov 09, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03197/2553
DateFeb 21, 2018
Book Page3197/2553
Lender
NameQUICKEN LOANS INC
TypeLending Institution
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term205 Months
DueMar 01, 2035

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address3003 E WINDSOR DR, SAINT JOSEPH, MI 49085-8907
Transaction TypeMortgage
Record UpdatedNov 09, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03291/3437
DateSep 23, 2020
Book Page3291/3437
Lender
NameOAK MORTGAGE LLC
TypeMortgage Company
AddressSTURGIS, MI 49091
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 01, 2035

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address3003 E WINDSOR DR, SAINT JOSEPH, MI 49085-8907
Transaction TypeMortgage
Record UpdatedNov 09, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3003 WINDSOR DR, SAINT JOSEPH, MI 49085-8907

Mortgage

Document Number03352/1270
DateNov 09, 2021
Book Page3352/1270
Lender
NameSTURGIS BANK & TRUST CO
TypeBank
AddressSTURGIS, MI 49091
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
County SubdivisionSt. Joseph Charter Township
Unified School DistrictSt. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$197,400 (+3.95%)$394,800 (+3.95%)
2025$3,059.00 (+2.96%) Homeowner's exemption$189,900 (+52.41%)$379,800 (+52.41%)
2024$2,971.00 (+10.12%)
2023$124,600$249,200
2022$2,698.00

Flood & Wildfire

3003 E Windsor Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Berrien County (26021C), updated September 10, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
2nd percentile of exposed land nationally · 4th in Michigan
Wildfire LikelihoodLow — less than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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