Berrien County property record for 2972 E Windsor Dr, Saint Joseph, MI 49085 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1964 |
| Square Footage | 1,990 sqft Living Area |
| Lot Size | 11,500 sqft (0.264 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $227,434 (2008) |
| Tax Bill | $4,526.00 (2025) |
| Primary APN | 18-3100-0024-00-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,990 sqft Living Area |
| 1st Floor | 1,304 sqft 1st Floor |
| Basement Area | 1,304 sqft Basement |
| Unfinished Basement | 1,304 sqft Unfinished |
| Stories | 3 Stories |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Tri-Level Style |
| Lot Area | 11,500 sqft (0.264 acres) |
| Depth X Width | 90 ft x 128 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 564 sqft Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 2972 E WINDSOR DR |
|---|---|
| City | SAINT JOSEPH |
| State | MI |
| Zip | 49085-8908 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 24 HICKORY TERRACE |
| Legal Subdivision | HICKORY TERRACE |
| Legal Lot Number | 24 |
| Legal Unit | 24 |
| Jurisdiction | BERRIEN MI |
| Minor Civil Division | ST. JOSEPH |
| Census Blockgroup | 2 |
| Census Block | 2014 |
| Census Tract | 1100 |
Source: Berrien County records · APN 18-3100-0024-00-5
Assessment roll updated June 5, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2972 E WINDSOR DR, SAINT JOSEPH, MI 49085-8908 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage UNITED FCU |
| Aug 25, 2017 | Deed of Trust, Mortgage · Line of Credit UNITED FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 28, 2008 · Amount on Record |
| Deed Sale | Oct 28, 2008 · Amount on Record |
| Prior Sale | Mar 20, 2007 · Amount on Record |
| Deed Book / Page | 2863 / 579 |
| Last Transfer Date | Nov 24, 2008 |
| Transfer Doc | 02890/3307 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 2972 E WINDSOR DR, SAINT JOSEPH, MI 49085-8908 |
| Transaction Type | Mortgage |
| Record Updated | Nov 09, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 03175/0972 |
|---|---|
| Date | Jun 20, 2017 |
| Book Page | 3175/0972 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 2972 E WINDSOR DR, SAINT JOSEPH, MI 49085-8908 |
| Transaction Type | Mortgage |
| Record Updated | Nov 09, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 03181/1539 |
|---|---|
| Date | Aug 25, 2017 |
| Book Page | 3181/1539 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 25, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | St. Joseph Charter Township |
| Unified School District | St. Joseph Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $136,400 (+1.79%) | $272,800 (+1.79%) | |
| 2025 | $4,526.00 (+3%) | $134,000 (+18.17%) | $268,000 (+18.17%) |
| 2024 | $4,394.00 (+10.15%) | ||
| 2023 | $113,400 | $226,800 | |
| 2022 | $3,989.00 |
2972 E Windsor Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Berrien County (26021C), updated September 10, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 2nd percentile of exposed land nationally · 4th in Michigan |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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