Berrien County property record for 2961 E Windsor Dr, Saint Joseph, MI 49085 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,128 sqft · built 1977 |
| Lot Size | 0.284 acres (12,371 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $405,000 (Aug 2023) |
| Tax Bill | $5,808 (2025) |
| Deeds & Mortgages | May 2026 Mortgage May 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-3100-0017-00-9 |
| Primary APN | 18-3100-0017-00-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,128 sqft Living Area |
| 1st Floor Area | 1,634 sqft 1st Floor |
| Basement Area | 1,288 sqft Basement |
| Unfinished Basement | 1,288 sqft Unfinished |
| Stories | 1 Story |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Lot Area | 12,371 sqft (0.284 acres) |
| Lot Dimensions | 130 ft deep x 95 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 585 sqft Garage |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2961 E WINDSOR DR |
|---|---|
| City | SAINT JOSEPH |
| State | MI |
| Zip | 49085-8909 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 17 HICKORY TERRACE |
| Legal Subdivision | HICKORY TERRACE |
| Legal Lot Number | 17 |
| Legal Unit | 17 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | ST. JOSEPH |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 1100 |
Source: Berrien County records · APN 18-3100-0017-00-9
Assessment roll updated June 5, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2961 E WINDSOR DR, SAINT JOSEPH, MI 49085-8909 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 05, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION |
| May 19, 2023 | Deed of Trust, Mortgage · Line of Credit STURGIS BANK & TRUST CO |
| Aug 14, 2023 | Warranty Deed, Transfer · Conventional Mortgage V I P MORTGAGE INC |
| Aug 10, 2023 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 30, 2017 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 10, 2023 · Amount on Record |
| Deed Sale | Aug 10, 2023 · Amount on Record |
| Prior Sale | Aug 31, 2001 |
| Deed Document Number | 2023386503 |
| Deed Book / Page | 3409 / 3038 |
| Prior Transfer Date | Jun 27, 2017 |
| Prior Transfer Doc | 03176/1054 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | May 05, 2026 |
| Property Address | 2961 E WINDSOR DR, SAINT JOSEPH, MI 49085-8909 |
| Document Number | 0000460177 |
| Book / Page | 3476 / 3132 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 2026460177 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 2961 E WINDSOR DR, SAINT JOSEPH, MI 49085-8909 |
| Document Number | 0000460177, |
|---|---|
| Date | May 05, 2026 |
| Book Page | 3476/3132 |
| Instrument | 2026460177 |
| Name | MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 01, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 2961 E WINDSOR DR, SAINT JOSEPH, MI 49085-8909 |
| Transaction Type | Mortgage |
| Record Updated | Nov 09, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2961 E WINDSOR DR, SAINT JOSEPH, MI 49085-8909 |
| Document Number | 003404/972 |
|---|---|
| Date | May 19, 2023 |
| Book Page | 3404/972 |
| Instrument | 2023380894 |
| Name | STURGIS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | STURGIS, MI 49091 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Aug 14, 2023 |
| Property Address | 2961 E WINDSOR DR, SAINT JOSEPH, MI 49085-8909 |
| Document Number | 03409/4141 |
| Book / Page | 3409 / 4141 |
| Map Reference | LB 6 PG 19 |
| Instrument Date | Aug 09, 2023 |
| Instrument | 2023386754 |
| Transaction Type | Transfer |
| Record Updated | Nov 09, 2023 |
| Title Company | CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13775 FREEDOM WAY, CEDAR LAKE, IN 46303-0791 |
| Document Number | 2023386755 |
|---|---|
| Date | Aug 14, 2023 |
| Instrument | 2023386755 |
| Name | V I P MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Aug 10, 2023 |
| Property Address | 2961 E WINDSOR DR, SAINT JOSEPH, MI 49085-8909 |
| Document Number | 03409/3038 |
| Book / Page | 3409 / 3038 |
| Map Reference | LB 15 PG 9 |
| Instrument Date | Aug 02, 2023 |
| Instrument | 2023386503 |
| Transaction Type | Transfer |
| Record Updated | Nov 09, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,037.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2961 WINASOR DR, SAINT JOSEPH, MI 49085-9484 |
| Document Number | 2023386504 |
|---|---|
| Date | Aug 10, 2023 |
| Instrument | 2023386504 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Jun 30, 2017 |
| Property Address | 2961 E WINDSOR DR, SAINT JOSEPH, MI 49085-8909 |
| Document Number | 03176/1054 |
| Book / Page | 3176 / 1054 |
| Map Reference | LB15 PG9 |
| Instrument Date | Jun 27, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 09, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2961 E WINDSOR DR, SAINT JOSEPH, MI 49085-8909 |
Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | St. Joseph Charter Township |
| Unified School District | St. Joseph Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $186,000 (+1.86%) | $372,000 (+1.86%) | |
| 2025 | $5,808.00 (+1.38%) Homeowner's exemption | $182,600 (+20.37%) | $365,200 (+20.37%) |
| 2024 | $5,729.00 (+74.45%) | ||
| 2023 | $151,700 (+21.46%) | $303,400 (+21.46%) | |
| 2022 | $3,284.00 (+3.6%) Homeowner's exemption | $124,900 | $249,800 |
| 2021 | $3,170.00 |
Source: FEMA National Flood Hazard Layer, Berrien County (26021C), updated September 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 2% of the US · above 4% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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