Lorain County property record for 3001 Surf Ave, Lorain, OH 44053
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 4 ba · 3,016 sqft · built 1999 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $123,000 (Dec 2018) |
| Tax Bill | $3,013 (2024) |
| Deeds & Mortgages | Dec 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-02-021-112-022 |
| Primary APN | 02-02-021-112-022 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 12 Rooms |
| Stories | 1 Story |
| Building Area | 3,016 sqft Living Area |
| Gross Area | 3,484 sqft |
| 1st Floor Area | 1,586 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Multi-Family |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 111 ft deep x 67 ft wide |
| Garage Type | Attached |
| Garage Area | 468 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | 120 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 3001 SURF AVE |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44053-1542 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | FROM -015 0.170 AC |
| Legal Tract | 02 |
| Legal Block | 112 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 22601 |
3001 Surf Ave, a duplex, is owned and occupied by two individuals who bought it in December 2018.
Source: Lorain County records, as of April 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3001 SURF AVE, 3003, LORAIN, OH 44053-1542 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2018 · Amount on File |
| Deed Sale | Dec 18, 2018 · Amount on File |
| Prior Sale | Apr 19, 2002 · Amount on File |
| Deed Document Number | 2018698658 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Dec 18, 2018 |
| Property Address | 3003 SURF AVE, LORAIN, OH 44053-1542 |
| Document Number | 0000698658 |
| Instrument Date | Dec 18, 2018 |
| Instrument | 2018-0698658 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3001 SURF AVE # 3003, 3003, LORAIN, OH 44053-1542 |
| Document Number | 0000698659 |
|---|---|
| Date | Dec 18, 2018 |
| Instrument | 2018-0698659 |
| Name | NATIONS DIRECT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2049 |
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $3,013.00 (+18.53%) | $72,198 (+48.13%) Land $8,603 Building $63,595 | $206,280 (+48.14%) Land $24,580 Building $181,700 |
| 2023 | $2,542.00 | $48,738 Land $7,284 Building $41,454 | $139,250 Land $20,810 Building $118,440 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3001 Surf Ave in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1987.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 19 (1987–2023) |
| Claims Outside the SFHA | 5 of 19 |
| Most Recent Claim | Aug 2023 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3001 Surf Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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