Lorain County property record for 2901 Surf Ave, Lorain, OH 44053
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 4 ba · 1,668 sqft · built 1999 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $129,500 (Feb 2019) |
| Tax Bill | $2,812 (2025) |
| Deeds & Mortgages | Feb 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 004088-1 |
| Primary APN | 004088-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 12 Rooms |
| Stories | 1 Story |
| Building Area | 1,668 sqft Living Area |
| Gross Area | 3,804 sqft |
| 1st Floor Area | 1,668 sqft |
| Basement Area | 1,668 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 111 ft deep x 67 ft wide |
| Garage Type | Attached |
| Garage Area | 468 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | 76 sqft |
| Patio Area | 152 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 004088-1 |
|---|---|
| Street Address | 2901 SURF AVE |
| City | LORAIN |
| State | OH |
| Zip | 44053-1540 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | FROM -015 & -016 |
| Legal Subdivision | ORIGINAL BLACK RIVER TOWNSHIP |
| Legal Tract | 02 |
| Legal Block | 112 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 22601 |
Source: Lorain County records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2901 SURF AVE, 2903, LORAIN, OH 44053-1540 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 1, 2019 · Amount on Record |
| Deed Sale | Feb 1, 2019 · Amount on Record |
| Prior Sale | Apr 22, 2002 · Amount on Record |
| Deed Document Number | 2019703131 |
| Prior Transfer Date | Mar 12, 2004 |
| Prior Transfer Doc | 0000992928 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Feb 1, 2019 |
| Property Address | 2903 SURF AVE, LORAIN, OH 44053-1540 |
| Document Number | 0000703131 |
| Instrument Date | Jan 25, 2019 |
| Instrument | 2019-0703131 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 10108 SW 13TH ST, PEMBROKE PINES, FL 33025-5016 |
| Document Number | 0000703132 |
|---|---|
| Date | Feb 1, 2019 |
| Instrument | 2019-0703132 |
| Name | BNC NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,812.00 (-6.08%) | $71,730 (-0.01%) Land $8,600 Building $63,130 | $204,960 (-) Land $24,580 Building $180,380 |
| 2024 | $2,994.00 (+27.4%) | $71,736 (+59.22%) Land $8,603 Building $63,133 | $204,960 (+59.22%) Land $24,580 Building $180,380 |
| 2023 | $2,350.00 | $45,056 Land $5,604 Building $39,452 | $128,730 Land $16,010 Building $112,720 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 19 (1987–2023) |
| Claims Outside the SFHA | 5 of 19 |
| Most Recent Claim | Aug 2023 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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