Lorain County property record for 3015 Surf Ave, Lorain, OH 44053
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,469 sqft · built 2002 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $80,000 (Feb 2011) |
| Tax Bill | $1,713 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-02-021-112-024 |
| Primary APN | 02-02-021-112-024 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,469 sqft Living Area |
| 1st Floor Area | 1,469 sqft |
| Year Built | Built 2002 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 7,405 sqft (0.169 acres) |
| Lot Dimensions | 111 ft deep x 67 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 270 sqft |
| Deck Area | 126 sqft |
| Patio Area | 126 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3015 SURF AVE |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44053-1542 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.17 AC |
| Legal Subdivision | ERIE BEACH ALLOTMENT |
| Legal Tract | 2 |
| Legal Block | 112 |
| Legal Lot Number | 9 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 22601 |
Source: Lorain County records, as of March 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 3015 SURF AVE, LORAIN, OH 44053-1542 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 16, 2011 · Amount on Record |
| Deed Sale | Feb 16, 2011 · Amount on Record |
| Prior Sale | Oct 24, 2003 · Amount on Record |
| Deed Document Number | 2011000547 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 3015 SURF AVE, LORAIN, OH 44053-1542 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3015 SURF AVE, LORAIN, OH 44053-1542 |
| Document Number | 0000085361 |
|---|---|
| Date | Feb 19, 2026 |
| Instrument | 2026-0085361 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 9, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,713.00 | $44,810 (-0.01%) Land $8,600 Building $36,210 | $128,040 (-) Land $24,580 Building $103,460 |
| 2024 | $1,713.00 (-10.22%) | $44,814 (+20.99%) Land $8,603 Building $36,211 | $128,040 (+21%) Land $24,580 Building $103,460 |
| 2023 | $1,908.00 (+0.9%) | $37,038 (+0.02%) Land $7,284 Building $29,754 | $105,820 (-) Land $20,810 Building $85,010 |
| 2022 | $1,891.00 | $37,030 Land $7,280 Building $29,750 | |
| 2021 | $105,820 Land $20,810 Building $85,010 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 19 (1987–2023) |
| Claims Outside the SFHA | 5 of 19 |
| Most Recent Claim | Aug 2023 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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