Santa Cruz County property record for 3000 Fern Flat Rd, Aptos, CA 95003
| Property Type | Recreational Vacant Land |
|---|---|
| Details | 3 bd · 2 ba · 2,030 sqft · built 1989 |
| Lot Size | 17.7 acres (774,148 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $820,000 (Jan 2004) |
| Tax Bill | $14,142 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 105-411-09 |
| Primary APN | 105-411-09 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 2,030 sqft Gross Area |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 774,148 sqft |
| Deck Area | 505 sqft |
| Patio Area | 505 sqft |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Street Address | 3000 FERN FLAT RD |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-2612 |
| Property Category | Public Works |
| Property Type | Public Works > Recreational Vacant Land |
| Local Zoning Code | SU |
| Legal Description | PARCEL MAPS 54 PG 37 LOT 4 |
| Legal Lot Number | 4 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 122002 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3000 FERN FLAT RD, APTOS, CA 95003-2612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 28, 2004 · Amount on Record |
| Deed Sale | Jan 28, 2004 · Amount on Record |
| Prior Sale | Aug 31, 1998 · Amount on Record |
| Deed Document Number | 20045467 |
| Prior Transfer Date | Aug 25, 1998 |
| Prior Transfer Doc | 0000051702 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 3000 FERN FLAT RD, APTOS, CA 95003-2612 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ENTITLE INS CO DPS |
| Name | Verified Name |
|---|
| Document Number | 0000001741 |
|---|---|
| Date | Jan 17, 2017 |
| Instrument | 2017-0001741 |
| Name | AVEX FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10013 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2032 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,189,194 (+2%) Land $790,378 Building $398,816 | ||
| 2025 | $14,142.00 (+9.28%) | $1,165,876 (+4.04%) Land $774,880 Building $390,996 | |
| 2023 | $12,941.00 (+1.91%) | $1,120,602 Land $744,790 Building $375,812 | $1,276,650 |
| 2022 | $12,699.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 7 (1982–2000) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Feb 2000 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 64% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
4G LTE (outdoors only), no 5G reported
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