Santa Cruz County property record for 3505 Fern Flat Rd, Aptos, CA 95003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,556 sqft · built 1992 |
| Lot Size | 1.43 acres (62,509 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $956,000 (Jun 2007) |
| Tax Bill | $15,254 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 105-031-25 |
| Primary APN | 105-031-25 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Building Area | 2,556 sqft Living Area |
| Gross Area | 3,132 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 62,509 sqft |
| Terrain | Steep |
| View / Lot | Mountain |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 712 sqft |
| Patio Area | 712 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3505 FERN FLAT RD |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-2600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Subdivision | SOQUEL AUGMENTATION RHO |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 122002 |
3505 Fern Flat Rd is owner-occupied and held in a trust since October 2024.
Source: Santa Cruz County records, as of August 19, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 3505 FERN FLAT RD, APTOS, CA 95003-2600 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 12, 2007 · Amount on File |
| Deed Sale | Jun 12, 2007 · Amount on File |
| Deed Document Number | 200732396 |
| Last Transfer Date | Oct 3, 2024 |
| Transfer Doc | 0000019989 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 3505 Fern Flat Rd was $15,254 with a homeowner's exemption.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,306,458 (+2%) Land $751,624 Building $554,834 | ||
| 2025 | $15,254.00 Homeowner's exemption | $1,280,841 Land $736,886 Building $543,955 | |
| 2023 | $13,958.00 (+1.88%) Homeowner's exemption | $1,231,104 Land $708,272 Building $522,832 | $1,134,630 |
| 2022 | $13,700.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3505 Fern Flat Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 7 (1982–2000) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Feb 2000 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3505 Fern Flat Rd is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · lower than 61% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
No cell data coverage reported
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