2965 Fern Flat Rd, Aptos, CA 95003 Property Records

Santa Cruz County property record for 2965 Fern Flat Rd, Aptos, CA 95003

Property Summary

Property Type	Commercial
Details	6 bd · 5.5 ba · 3,156 sqft · built 2016
Lot Size	10.5 acres (458,077 sqft)
Owner	Company Name on File
Last Sale	$310,000 (Mar 2011)
Tax Bill	$6,263 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Aug 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`105-051-17`

Property Details

APN / Parcel Number

Primary APN	`105-051-17`
Alternative APN	`105-051-17-000`

Interior

Bedrooms	6 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	15 Rooms
Building Area	3,156 sqft Gross Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Construction Type	Wood
Lot Area	458,077 sqft
Total Buildings	7 Buildings

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

State	CA
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	SU
Legal Subdivision	SOQUEL AUGMENTATION RHO
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1000
Census Tract	122002

Owner

2965 Fern Flat Rd, a commercial property, is owned by a company that acquired it in August 2024.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 7387, HILO, HI 96720-8944
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Deed of Trust, Mortgage · Commercial Mortgage GARY L BECK 2000 TRUST
Aug 1, 2022	Quit Claim Deed, Transfer Quitclaim
Jun 29, 2021	Correction Deed · Commercial Mortgage LINDA C ADAMS 2000 TRUST
Aug 4, 2017	Quit Claim Deed, Transfer Quitclaim
Sep 25, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2011 · Amount on File
Deed Sale	Mar 18, 2011 · Amount on File
Deed Document Number	201111860
Last Transfer Date	Aug 20, 2024
Transfer Doc	0000019262
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	2965 FERN FLAT RD, APTOS, CA 95003-2612
Transaction Type	Mortgage
Record Updated	Sep 28, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2965 FERN FLAT RD, APTOS, CA 95003-2612

Mortgage

Document Number	0000035249
Date	Jun 29, 2021
Instrument	2021-0035249

Lender

Name	GARY L BECK 2000 TRUST
Type	Non-Lending Institution
Address	SAN JOSE, CA 95120

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 1, 2022
Property Address	2965 FERN FLAT RD, APTOS, CA 95003-2612
Document Number	0000022061
Instrument Date	Jul 29, 2022
Instrument	2022-0022061
Transaction Type	Transfer
Record Updated	Aug 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2965 FERN FLAT RD, APTOS, CA 95003-2612

June 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 29, 2021
Property Address	2965 FERN FLAT RD, APTOS, CA 95003-2612
Document Number	0000035247
Instrument Date	Jun 25, 2021
Instrument	2021-0035247
Record Updated	Jul 15, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2965 FERN FLAT RD, APTOS, CA 95003-2612

Mortgage

Document Number	0000035248
Date	Jun 29, 2021
Instrument	2021-0035248

Lender

Name	LINDA C ADAMS 2000 TRUST
Type	Non-Lending Institution
Address	SAN JOSE, CA 95120

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 4, 2017
Property Address	2965 FERN FLAT RD, APTOS, CA 95003-2612
Document Number	0000025741
Instrument Date	May 9, 2017
Instrument	25741
Transaction Type	Transfer
Record Updated	Aug 17, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2965 FERN FLAT RD APTOS CA 950032612, APTOS, CA 95003-2612

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 25, 2017
Property Address	2965 FERN FLAT RD, APTOS, CA 95003-2612
Document Number	0000031952
Instrument Date	May 9, 2017
Instrument	31952
Transaction Type	Transfer
Record Updated	Oct 20, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2965 FERN FLAT RD APTOS CA 950032612, APTOS, CA 95003-2612

Tax Assessment & Valuation

The 2025 property tax bill for 2965 Fern Flat Rd was $6,263.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$496,877 (+2%) Land $339,769 Building $157,108
2025	$6,263.00	$487,134 Land $333,106 Building $154,028
2023	$5,263.00 (+3.48%)	$468,218 Land $320,172 Building $148,046
2022	$5,086.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2965 Fern Flat Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1982–2000)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Feb 2000 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2965 Fern Flat Rd is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 66% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Etheric Networks.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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