300 Wright Valley Rd, Smithville, MO 64089 Property Records

Clay County property record for 300 Wright Valley Rd, Smithville, MO 64089

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,549 sqft · built 2001
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on Record
Tax Bill$4,120 (2025)
Deeds & MortgagesMay 2026 Mortgage
Aug 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN05-807-00-01-026.00

Property Details

APN / Parcel Number

Primary APN05-807-00-01-026.00
Alternative APNs
  • 0580700010260001
  • 5807000102600
  • 246047

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,549 sqft Living Area
Gross Area3,033 sqft
1st Floor Area1,549 sqft
Basement Area728 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleSplit Level
Exterior MaterialWood Siding
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions120 ft deep x 75 ft wide
Garage TypeAttached
Garage Area728 sqft
Parking Spaces2 Parking Spaces
PorchCovered Wood Porch
Deck Area144 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address300 WRIGHT VALLEY RD
CitySMITHVILLE
StateMO
Zip64089-8280
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCEDAR LAKE ESTATES IV LT 86
Legal Range33W
Legal Township53N
Legal Section27
Legal SubdivisionCEDAR LAKE ESTATES IV
Legal Lot Number86
JurisdictionCLAY MO
Township / Civil DivisionPLATTE
Census Block Group2
Census Block2002
Census Tract22000

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address300 WRIGHT VALLEY RD, SMITHVILLE, MO 64089-8280
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 1, 2026Deed of Trust, Mortgage · Conventional Mortgage
CENTRAL TRUST BANK
Aug 23, 2022Deed of Trust, Mortgage · Line of Credit
CENTRAL TRUST BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 13, 2011
Deed SaleDec 13, 2011
Prior SaleNov 7, 2003 · Amount on Record
Deed Document Number201140438
Deed Book / Page6740 / 229
Last Transfer DateFeb 17, 2012
Transfer Doc0000007193
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MO
Recording DateMay 1, 2026
Property Address300 WRIGHT VALLEY RD, SMITHVILLE, MO 64089-8280
Document Number0000011596
Book / Page10159 / 2
Instrument DateApr 27, 2026
Instrument202611596
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address300 WRIGHT VALLEY RD, SMITHVILLE, MO 64089-8280

Mortgage

Document Number0000011596,
DateMay 1, 2026
Book Page10159/2
Instrument202611596
Lender
NameCENTRAL TRUST BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.38%
Initial TypeFixed Rate
Max Rate-1%

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MO
Property Address300 WRIGHT VALLEY RD, SMITHVILLE, MO 64089-8280
Transaction TypeMortgage
Record UpdatedAug 26, 2022
Title CompanyCONTINENTAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address300 WRIGHT VALLEY RD, SMITHVILLE, MO 64089-8280

Mortgage

Document Number0000027959
DateAug 23, 2022
Book Page9434/31
Instrument2022027959
Lender
NameCENTRAL TRUST BANK
TypeBank
AddressJEFFERSON CITY, MO 65101
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueAug 15, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyClay County
MunicipalitySmithville City
Unified School DistrictSmithville R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,120.00 (+29.19%)$57,890 (+31.03%)$304,684 (+31.03%)
2024$3,189.00 (+4.56%)
2023$3,050.00 (+22.69%)$44,180$232,526
2019$2,486.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims46 (1978–1982)
Claims Outside the SFHA34 of 46
Most Recent ClaimAug 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
United Fiber
Fiber
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20

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