Clay County property record for 108 Wright Valley Rd, Smithville, MO 64089
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,515 sqft · built 2001 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $337,500 (Nov 2022) |
| Tax Bill | $3,745 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Nov 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-807-00-01-003.00 |
| Primary APN | 05-807-00-01-003.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,515 sqft Living Area |
| Gross Area | 3,115 sqft |
| 1st Floor Area | 1,512 sqft |
| Basement Area | 654 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 122 ft deep x 96 ft wide |
| Garage Type | Attached |
| Garage Area | 754 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Wood Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 108 WRIGHT VALLEY RD |
|---|---|
| City | SMITHVILLE |
| State | MO |
| Zip | 64089-8251 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CEDAR LAKE ESTATES III LT 61 |
| Legal Range | 33W |
| Legal Township | 53N |
| Legal Section | 27 |
| Legal Subdivision | CEDAR LAKE ESTATES III |
| Legal Lot Number | 61 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | PLATTE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 22000 |
Source: Clay County records, as of September 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 108 WRIGHT VALLEY RD, SMITHVILLE, MO 64089-8251 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Aug 25, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK/STATE CHARLES |
| Nov 30, 2022 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Mar 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Mar 5, 2019 | Deed of Trust, Mortgage HOMESERVICES LNDG |
| Mar 5, 2019 | Warranty Deed, Transfer ALLIANCE NATIONWIDE TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 30, 2022 · Amount on Record |
| Deed Sale | Nov 30, 2022 · Amount on Record |
| Prior Sale | Mar 5, 2019 |
| Deed Document Number | 202237556 |
| Deed Book / Page | 9486 / 54 |
| Prior Transfer Date | Sep 11, 2000 |
| Prior Transfer Doc | 0000015072 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Aug 25, 2026 |
| Property Address | 108 WRIGHT VALLEY RD, SMITHVILLE, MO 64089-8251 |
| Document Number | 0000023508 |
| Book / Page | 10238 / 111 |
| Instrument Date | Aug 17, 2026 |
| Instrument | 202623508 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | SECURITY FIRST TITLE, SECURITY 1ST TITLE |
| Name | Verified Name |
|---|---|
| Address | 108 WRIGHT VALLEY RD, SMITHVILLE, MO 64089-8251 |
| Document Number | 0000023508, |
|---|---|
| Date | Aug 25, 2026 |
| Book Page | 10238/111 |
| Instrument | 202623508 |
| Name | FIRST STATE BANK/STATE CHARLES |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Nov 30, 2022 |
| Property Address | 108 WRIGHT VALLEY RD, SMITHVILLE, MO 64089-8251 |
| Document Number | 0000037556 |
| Book / Page | 9486 / 54 |
| Instrument Date | Nov 29, 2022 |
| Instrument | 2022037556 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2022 |
| Title Company | KANSAS CITY TITLE, KANSAS CITY TITLE INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 108 WRIGHT VALLEY RD, SMITHVILLE, MO 64089-8251 |
| Document Number | 0000037566 |
|---|---|
| Date | Nov 30, 2022 |
| Instrument | 2022037566 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 12.5% |
| Index | Other |
| Margin | 3 |
| Max Rate | 12.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 108 WRIGHT VALLEY RD, SMITHVILLE, MO 64089-8251 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Title Company | SECURED TITLE/KANSAS CITY, SECURE TITLE OF KANSAS CITY |
| Name | Verified Name |
|---|
| Document Number | 0000010927 |
|---|---|
| Date | Mar 15, 2021 |
| Book Page | 8991/87 |
| Instrument | 2021010927 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHANTILLY, VA 20151 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 108 WRIGHT VALLEY RD, SMITHVILLE, MO 64089-8251 |
| Document Number | 0000005288 |
| Instrument Date | Mar 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2019 |
| Title Company | KANSAS CITY TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 342 N HIGH ST CARLINVILLE IL 626261347, CARLINVILLE, IL 62626-1347 |
| Document Number | 0000005288 |
|---|---|
| Date | Mar 7, 2019 |
| Book Page | 008372/000163 |
| Instrument | 5288 |
| Name | HOMESERVICES LNDG |
|---|---|
| Address | WEST DES MOINES, IA 50266 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 6, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Mar 5, 2019 |
| Property Address | 108 WRIGHT VALLEY RD, SMITHVILLE, MO 64089-8251 |
| Document Number | 0000005118 |
| Book / Page | 008371 / 000184 |
| Instrument Date | Mar 1, 2019 |
| Instrument | 5118 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2019 |
| Title Company | ALLIANCE NATIONWIDE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 108 WRIGHT VALLEY RD SMITHVILLE MO 640898251, SMITHVILLE, MO 64089-8251 |
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Smithville City |
| Unified School District | Smithville R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,745.00 (+18.1%) | $52,630 (+14.61%) | $277,000 (+14.61%) |
| 2023 | $3,171.00 (+25.14%) | $45,920 | $241,684 |
| 2019 | $2,534.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 46 (1978–1982) |
| Claims Outside the SFHA | 34 of 46 |
| Most Recent Claim | Aug 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 70% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| United Fiber Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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