Clay County property record for 603 Wright Valley Rd, Smithville, MO 64089 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,650 sqft · built 2008 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $298,100 (Nov 2007) |
| Tax Bill | $5,375 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Nov 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-807-00-05-001.00 |
| Primary APN | 05-807-00-05-001.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,650 sqft Living Area |
| Gross Area | 4,627 sqft |
| 1st Floor Area | 1,123 sqft |
| Basement Area | 1,087 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Wood Siding |
| Roof Material | Composition Shingle |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Type | Attached |
| Garage Area | 740 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Covered Wood Porch |
| Deck Area | 198 sqft |
| Patio Area | 198 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 603 WRIGHT VALLEY RD |
|---|---|
| City | SMITHVILLE |
| State | MO |
| Zip | 64089-9173 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CEDAR LAKE ESTATES VII LT 85 |
| Legal Range | 33W |
| Legal Township | 53N |
| Legal Section | 27 |
| Legal Subdivision | CEDAR LAKE ESTATES VII |
| Legal Lot Number | 85 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | PLATTE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 22000 |
Source: Clay County records · APN 05-807-00-05-001.00
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 603 WRIGHT VALLEY RD, SMITHVILLE, MO 64089-9173 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 15, 2023 | Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC |
| Nov 03, 2020 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Nov 09, 2019 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Sep 10, 2018 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 02, 2007 · Amount on Record |
| Deed Sale | Nov 02, 2007 · Amount on Record |
| Prior Sale | May 11, 2007 · Amount on Record |
| Deed Document Number | 200745013 |
| Deed Book / Page | 5845 / 85 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 603 WRIGHT VALLEY RD, SMITHVILLE, MO 64089-9173 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2023 |
| Name | Verified Name |
|---|---|
| Address | 603 WRIGHT VALLEY RD, SMITHVILLE, MO 64089-9173 |
| Document Number | 0000014047 |
|---|---|
| Date | Jun 15, 2023 |
| Book Page | 9579/4 |
| Instrument | 2023014047 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 03, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 603 WRIGHT VALLEY RD, SMITHVILLE, MO 64089-9173 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000041867 |
|---|---|
| Date | Nov 03, 2020 |
| Book Page | 8855/39 |
| Instrument | 2020041867 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 603 WRIGHT VALLEY RD, SMITHVILLE, MO 64089-9173 |
| Document Number | 0000039563 |
| Instrument Date | Nov 09, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 603 WRIGHT VALLEY RD SMITHVILLE MO 640899173, SMITHVILLE, MO 64089-9173 |
| Document Number | 0000039563 |
|---|---|
| Date | Dec 31, 2019 |
| Book Page | 008577/000137 |
| Instrument | 39563 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610-2026 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 30, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 603 WRIGHT VALLEY RD, SMITHVILLE, MO 64089-9173 |
| Document Number | 0000030696 |
| Instrument Date | Sep 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 01, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 603 WRIGHT VALLEY RD SMITHVILLE MO 640899173, SMITHVILLE, MO 64089-9173 |
| Document Number | 0000030696 |
|---|---|
| Date | Sep 19, 2018 |
| Book Page | 008283/000079 |
| Instrument | 30696 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Bank |
| Address | FLINT, MI 48501-2026 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 18, 2048 |
Source: Clay County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Smithville City |
| Unified School District | Smithville R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,375.00 (+13.73%) | $75,530 (+10.36%) | $397,526 (+10.36%) |
| 2023 | $4,726.00 (+21.43%) | $68,440 | $360,210 |
| 2019 | $3,892.00 |
Source: FEMA National Flood Hazard Layer, Clay County (29047C), updated May 10, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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