DeSoto County property record for 300 W Commerce St, Hernando, MS 38632 · Last verified January 2026
| Property Type | Commercial > Retail |
|---|---|
| Square Footage | 4,948 sqft Adjusted Area |
| Lot Size | 8,053 sqft (0.184 acres) |
| Tax Bill | $4,642.00 (2025) |
| Primary APN | 3-08-6-13-00-1-00103-00 |
|---|
| Building Area | 4,948 sqft Adjusted Area |
|---|---|
| Stories | 2 Stories |
| Interior Structure | Plaster Interior Structure |
| Exterior Material | Brick Veneer Exterior |
|---|---|
| Construction Type | Brick Construction |
| Foundation Type | Concrete Foundation |
| Roof Construction | Wood Truss Roof Construction |
| Roof Material | Builtup (layered Asphalt) Roof |
| Lot Area | 8,053 sqft (0.184 acres) |
| Depth X Width | 120 ft x 65 ft Depth x Width |
| Street Address | 300 W COMMERCE ST |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-2230 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Retail |
| Legal Description | LT 47 & E1/2 LOT 49 HERNANDO INC |
| Legal Range | 08 |
| Legal Township | 03 |
| Legal Section | 13 |
| Legal Quarter | NW |
| Legal Subdivision | HERNANDO INC |
| Legal Lot Number | 47,49 |
| Jurisdiction | DESOTO MS |
| Minor Civil Division | 5 |
| Census Blockgroup | 1 |
| Census Block | 1072 |
| Census Tract | 71122 |
Source: DeSoto County records · APN 3-08-6-13-00-1-00103-00
Assessment roll updated September 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2836 ELISE DR, HERNANDO, MS 38632-6762 |
| Owner Type | Owner is a Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 22, 2015 |
| Deed Sale | Jun 22, 2015 |
| Deed Doc Number | 0000765739 |
| Deed Book / Page | 0765 / 739 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 300 W COMMERCE ST, HERNANDO, MS 38632-2230 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2836 ELISE DR, HERNANDO, MS 38632-6762 |
| Document Number | 0005297/31 |
|---|---|
| Date | Jul 21, 2021 |
| Book Page | 5297/31 |
| Name | GUARANTY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | SOUTHAVEN, MS 38672 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jul 05, 2026 |
Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,642.00 (+29.38%) | $39,846 (+54.04%) Land $2,332 Building $37,514 | $265,643 (+54.04%) Land $15,548 Building $250,095 |
| 2023 | $3,588.00 | $25,867 | $172,448 Land $15,548 Building $156,900 |
300 W Commerce St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · DeSoto County (28033C), updated June 5, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 32nd percentile of exposed land nationally · 15th in Mississippi |
|---|---|
| Wildfire Likelihood | Low — about 1 in 3,226 per year |
| Exposure | Indirect within ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Historic District | Within the Hernando Courthouse Square District listed 1998 · 15 contributing resources · NRIS 98000185 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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