124 W Commerce St, Hernando, MS 38632 Property Records

DeSoto County property record for 124 W Commerce St, Hernando, MS 38632 · Last verified January 2026

Property Highlights

Property Type	Commercial > Office > Commercial Office
Year Built	Built 1975
Square Footage	4,608 sqft Adjusted Area
Lot Size	19,902 sqft (0.456 acres)
Occupancy	Owner Occupied
Tax Bill	$9,035.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`3-08-6-13-00-1-00122-00`

Interior

Building Area	4,608 sqft Adjusted Area
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1975
Exterior Material	Brick Veneer Exterior
Construction Type	Brick Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Construction	Gable Roof Construction
Roof Material	Metal Roof
Lot Area	19,902 sqft (0.456 acres)
Depth X Width	260 ft x 80 ft Depth x Width

Location & Zoning

Street Address	124 W COMMERCE ST
City	HERNANDO
State	MS
Zip	38632-2240
Property Usage	Commercial Property Usage
Type	Commercial > Office > Commercial Office
Legal Description	13-3-8 PT LOT 317-320 HERNANDO INC
Legal Range	08
Legal Township	03
Legal Section	13
Legal Quarter	NW
Legal Subdivision	HERNANDO INC
Legal Lot Number	317-320 318
Jurisdiction	DESOTO MS
Minor Civil Division	5
Census Blockgroup	1
Census Block	1081
Census Tract	71122

Owner

Source: DeSoto County records · APN 3-08-6-13-00-1-00122-00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	124 W COMMERCE ST, HERNANDO, MS 38632-2240
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Deed Doc Number	0000456527
Record Refreshed	Jun 08, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	124 W COMMERCE ST, HERNANDO, MS 38632-2240
Transaction Type	Mortgage
Record Updated	Apr 18, 2022
Title Company	GOOD TITLE ESCROW AND CLOSING LLC, GOOD TTL ESCROW & CLOSING LL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1796 PECAN DR, HERNANDO, MS 38632-8023

Mortgage

Document Number	005499/362
Date	Mar 31, 2022
Book Page	5499/362

Lender

Name	GUARANTY BANK & TRUST CO
Type	Bank
Address	BATESVILLE, MS 38606

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Apr 15, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,035.00 (+32.28%)	$77,560 (+57.54%) Land $9,945 Building $67,615	$517,064 (+57.54%) Land $66,300 Building $450,764
2023	$6,830.00	$49,231	$328,209 Land $66,300 Building $261,909