324 W Commerce St, Hernando, MS 38632 Property Records

DeSoto County property record for 324 W Commerce St, Hernando, MS 38632 · Last verified January 2026

Property Highlights

Property Type	Other > Other Improved
Year Built	Built 2000
Square Footage	3,372 sqft Adjusted Area
Lot Size	3,570 sqft (0.081 acres)
Tax Bill	$4,847.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`3-08-6-13-00-1-00095-00`

Interior

Building Area	3,372 sqft Adjusted Area
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2000
Exterior Material	Brick Veneer Exterior
Construction Type	Brick Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Construction	Wood Truss Roof Construction
Roof Material	Builtup (layered Asphalt) Roof
Lot Area	3,570 sqft (0.081 acres)
Depth X Width	120 ft x 30 ft Depth x Width

Location & Zoning

Street Address	324 W COMMERCE ST
City	HERNANDO
State	MS
Zip	38632-2120
Property Usage	Other Property Usage
Type	Other > Other Improved
Legal Description	13-3-8 LOT 52 & W1/2 LOT 50 HERNANDO INC
Legal Range	08
Legal Township	03
Legal Section	13
Legal Quarter	NW
Legal Subdivision	HERNANDO INC
Legal Lot Number	52,50
Jurisdiction	DESOTO MS
Minor Civil Division	5
Census Blockgroup	1
Census Block	1079
Census Tract	71122

Owner

Source: DeSoto County records · APN 3-08-6-13-00-1-00095-00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1442 BANBURY LN, HERNANDO, MS 38632-9047
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 04, 2021
Deed Sale	Oct 04, 2021
Deed Doc Number	0000973425
Deed Book / Page	973 / 425
Record Refreshed	Jun 08, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Oct 04, 2021
Property Address	324 W COMMERCE ST, HERNANDO, MS 38632-2120
Document Number	000973/425
Book / Page	973 / 425
Map Reference	MB 22 PG 358
Instrument Date	Oct 01, 2021
Transaction Type	Transfer
Record Updated	Dec 12, 2023

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	772 CLASSIC DR S, HERNANDO, MS 38632-7593

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1442 BANBURY LN, HERNANDO, MS 38632-9047

Mortgage

Document Number	0005362193
Date	Oct 04, 2021
Instrument	5362/193

Lender

Name	FIRST SECURITY BANK
Type	Bank

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 01, 2026

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,847.00 (+18.51%)	$41,610 (+41.12%) Land $2,700 Building $38,910	$277,400 (+41.12%) Land $18,000 Building $259,400
2023	$4,090.00	$29,485	$196,565 Land $18,000 Building $178,565