300 River St, Boulder Creek, CA 95006 Property Records

Santa Cruz County property record for 300 River St, Boulder Creek, CA 95006

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,746 sqft · built 1905
Lot Size	0.624 acres (27,181 sqft)
Owner	2 Individual Names on Record
Last Sale	$920,000 (Mar 2024)
Tax Bill	$11,343 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Jul 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`090-111-21`

Property Details

APN / Parcel Number

Primary APN	`090-111-21`
Alternative APN	`090-111-21-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	2,746 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Effective Year Built	Effective 2020
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	27,181 sqft (0.624 acres)
Terrain	Steep
Deck Area	765 sqft
Patio Area	765 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	300 RIVER ST
City	BOULDER CREEK
State	CA
Zip	95006-9166
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-15
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	4
Census Block	4002
Census Tract	120400

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	300 RIVER ST, BOULDER CREEK, CA 95006-9166
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2024	Grant Deed, Transfer · Conventional Mortgage KIND LENDING LLC
Jul 1, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Jan 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Dec 6, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Jan 29, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Aug 14, 2017	Loan Modification, Mortgage · Line of Credit BANK OF AMERICA
Jun 20, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2024 · Amount on Record
Deed Sale	Mar 6, 2024 · Amount on Record
Prior Sale	Jun 20, 2017 · Amount on Record
Deed Document Number	20244165
Prior Transfer Date	Jun 2, 2017
Prior Transfer Doc	0000020315
Record Updated	Sep 20, 2026

March 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 6, 2024
Property Address	300 RIVER ST, BOULDER CREEK, CA 95006-9166
Document Number	0000004165
Instrument Date	Feb 28, 2024
Instrument	2024-0004165
Transaction Type	Transfer
Record Updated	Mar 20, 2024
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,012.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	300 RIVER ST, BOULDER CREEK, CA 95006-9166

Mortgage

Document Number	0000004166
Date	Mar 6, 2024
Instrument	2024-0004166

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	300 RIVER ST, BOULDER CREEK, CA 95006-9166
Transaction Type	Mortgage
Record Updated	Sep 29, 2022
Title Company	FIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 RIVER ST, BOULDER CREEK, CA 95006-9166

Mortgage

Document Number	0000035689
Date	Jul 1, 2021
Instrument	2021-0035689

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	342 Months
Due	Jan 1, 2050

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	300 RIVER ST, BOULDER CREEK, CA 95006-9166
Transaction Type	Mortgage
Record Updated	Sep 29, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 RIVER ST, BOULDER CREEK, CA 95006-9166

Mortgage

Document Number	0000000074
Date	Jan 3, 2022
Instrument	2022-0000074

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	300 RIVER ST, BOULDER CREEK, CA 95006-9166
Document Number	0000000853
Instrument Date	Dec 6, 2019
Transaction Type	Mortgage
Record Updated	Jan 24, 2020
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	300 RIVER ST BOULDER CREEK CA 950069166, BOULDER CREEK, CA 95006-9166

Mortgage

Document Number	0000000853
Date	Jan 9, 2020
Instrument	853

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 8, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	300 RIVER ST, BOULDER CREEK, CA 95006-9166
Document Number	0000003465
Instrument Date	Jan 29, 2019
Transaction Type	Mortgage
Record Updated	Mar 1, 2019
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	300 RIVER ST BOULDER CREEK CA 950069166, BOULDER CREEK, CA 95006-9166

Mortgage

Document Number	0000003465
Date	Feb 11, 2019
Instrument	3465

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 10, 2049

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA CRUZ CA
Property Address	300 RIVER ST, BOULDER CREEK, CA 95006-9166
Document Number	0000029484
Instrument Date	Aug 14, 2017
Transaction Type	Mortgage
Record Updated	Nov 6, 2017
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 RIVER ST BOULDER CREEK CA 950069166, BOULDER CREEK, CA 95006-9166

Mortgage

Document Number	0000029484
Date	Sep 5, 2017
Instrument	29484

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 4, 2047

Interest

Rate Type	Adjustable Rate

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 20, 2017
Property Address	300 RIVER ST, BOULDER CREEK, CA 95006-9166
Document Number	0000020315
Instrument Date	Jun 2, 2017
Instrument	20315
Transaction Type	Transfer
Record Updated	Jul 3, 2017

Transaction

Amount	Amount Recorded
Tax	$16.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	300 RIVER ST BOULDER CREEK CA 950069166, BOULDER CREEK, CA 95006-9166

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$957,168 (+2%) Land $541,008 Building $416,160
2025	$11,343.00 (+73.15%)	$938,400 (+76.18%) Land $530,400 Building $408,000
2023	$6,551.00 (+2.46%) Homeowner's exemption	$532,626 Land $266,313 Building $266,313	$870,750
2022	$6,394.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	11 (1982–2023)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Feb 2023 · Severe Winter Storms And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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