238 River St, Boulder Creek, CA 95006 Property Records

Santa Cruz County property record for 238 River St, Boulder Creek, CA 95006

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 1,028 sqft · built 1925
Lot Size0.259 acres (11,282 sqft)
OwnerCompany Name on File
Last Sale$359,000 (Dec 2020)
Tax Bill$7,416 (2025)
Deeds & MortgagesDec 2020 Mortgage
Jan 2021 Transfer
Flood ZoneZone X (minimal risk)
APN081-271-28

Property Details

APN / Parcel Number

Primary APN081-271-28
Alternative APN
  • 081-271-28-000

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms3 Rooms
Building Area1,028 sqft Living Area
Gross Area1,343 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1975
Construction TypeWood
Roof MaterialWood Shingle
Lot Area11,282 sqft (0.259 acres)
Garage TypeAttached
Garage Area315 sqft
Parking Spaces1 Parking Space
Deck Area98 sqft
Patio Area98 sqft

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address238 RIVER ST
CityBOULDER CREEK
StateCA
Zip95006-9108
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-15
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSAN LORENZO VALLEY
Census Block Group4
Census Block4002
Census Tract120400

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 2456, BOULDER CREEK, CA 95006-2456
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
MASON MCDUFFIE MORTGAGE CORP
Jan 27, 2021Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 2, 2020 · Amount on File
Deed SaleDec 2, 2020 · Amount on File
Deed Document Number202051654
Last Transfer DateJan 12, 2021
Transfer Doc0000004760
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address238 RIVER ST, BOULDER CREEK, CA 95006-9108
Transaction TypeMortgage
Record UpdatedSep 29, 2022
Title CompanySTEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address12490 LORENZO AVE, BOULDER CREEK, CA 95006-9473

Mortgage

Document Number0000051655
DateDec 2, 2020
Instrument2020-0051655
Lender
NameMASON MCDUFFIE MORTGAGE CORP
TypeMortgage Company
AddressSAN RAMON, CA 94583
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2050

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateJan 27, 2021
Property Address238 RIVER ST, BOULDER CREEK, CA 95006-9108
Document Number0000004760
Instrument DateJan 12, 2021
Instrument4760
Transaction TypeTransfer
Record UpdatedFeb 11, 2021
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address12490 LORENZO AVE STOCKTON CA 95206, STOCKTON, CA 95206

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictSan Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$607,244 (+2%) Land $469,234 Building $138,010
2025$7,416.00 (+4.61%)$595,338 (+4.04%) Land $460,034 Building $135,304
2024$7,089.00
2023$7,089.00 (+2.41%)$572,220 Land $442,170 Building $130,050$569,700
2022$6,922.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims11 (1982–2023)
Claims Outside the SFHA4 of 11
Most Recent ClaimFeb 2023 · Severe Winter Storms And Mudslides
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 76% of California
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN LORENZO VALLEY WATER DIST
serves 21,513 people · EPA ID CA4410014
Water SourceSurface water
Last State InspectionApr 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Starlink
Satellite
280 / 30

May also be available: T-Mobile, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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