275 River St, Boulder Creek, CA 95006 Property Records

Santa Cruz County property record for 275 River St, Boulder Creek, CA 95006

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,078 sqft · built 1905
Lot Size	1.78 acres (77,537 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (Oct 2012)
Tax Bill	$10,270 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jun 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`081-281-15`

Property Details

APN / Parcel Number

Primary APN	`081-281-15`
Alternative APN	`081-281-15-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Building Area	3,078 sqft Living Area
Gross Area	4,066 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1985
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	77,537 sqft
Garage Type	Attached
Garage Area	988 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	1,693 sqft
Patio Area	1,693 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	275 RIVER ST
City	BOULDER CREEK
State	CA
Zip	95006-9108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-15
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	4
Census Block	4002
Census Tract	120400

Owner

275 River St is owned and occupied by two individuals who acquired it in October 2020.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	275 RIVER ST, BOULDER CREEK, CA 95006-9108
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Jun 1, 2017	Quit Claim Deed, Transfer MERGE ESCROW LLC, ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2012 · Amount on File
Deed Sale	Oct 18, 2012 · Amount on File
Prior Sale	Aug 22, 2003 · Amount on File
Deed Document Number	201251241
Last Transfer Date	Oct 31, 2020
Transfer Doc	0000046694
Record Updated	Sep 20, 2026

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 6, 2020
Property Address	275 RIVER ST, BOULDER CREEK, CA 95006-9108
Document Number	0000046694
Map Reference	VOL 299 PG 450
Instrument Date	Oct 31, 2020
Instrument	2020-0046694
Transaction Type	Transfer
Record Updated	Sep 29, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	275 RIVER ST, BOULDER CREEK, CA 95006-9108

Mortgage

Document Number	0000046695
Date	Nov 6, 2020
Instrument	2020-0046695

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2035

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 1, 2017
Property Address	275 RIVER ST, BOULDER CREEK, CA 95006-9108
Document Number	0000017995
Instrument Date	May 25, 2017
Instrument	17995
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	MERGE ESCROW LLC, ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	275 RIVER ST BOULDER CREEK CA 950069108, BOULDER CREEK, CA 95006-9108

Tax Assessment & Valuation

The 2025 property tax bill for 275 River St was $10,270 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$868,397 (+2%) Land $408,219 Building $460,178
2025	$10,270.00 Homeowner's exemption	$851,369 Land $400,214 Building $451,155
2023	$9,855.00 (+2.42%) Homeowner's exemption	$818,310 Land $384,674 Building $433,636	$1,076,040
2022	$9,622.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 275 River St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	11 (1982–2023)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Feb 2023 · Severe Winter Storms And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 275 River St is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on River St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures