300 Lake Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 300 Lake Rd, Beech Mountain, NC 28604

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.58 acres (25,265 sqft)
Owner	Individual Name on Record
Last Sale	$735,000 (Sep 2025)
Deeds & Mortgages	Sep 2025 Sale Oct 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1950-04-6339-000`

Property Details

APN / Parcel Number

Primary APN	`1950-04-6339-000`
Alternative APNs	`1845582` `1791635` `1867561`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Units	2 Units

Exterior

Lot Area	25,265 sqft (0.58 acres)

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Account Number	1867561
Street Address	300 LAKE RD
City	BEECH MOUNTAIN
State	NC
Zip	28604-8118
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	BMR2
Legal Description	CREEKRIDGE 051
Legal Subdivision	CREEKRIDGE
Jurisdiction	WATAUGA NC
Township / Civil Division	LAUREL CREEK
Census Block Group	1
Census Block	1058
Census Tract	921000

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	35 SHIPWRECK CIR, SANTA ROSA BEACH, FL 32459-3088
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2025	Warranty Deed, Transfer
Oct 22, 2021	Warranty Deed, Transfer · Line of Credit NEW PEOPLES BANK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2025 · Amount on Record
Deed Sale	Sep 8, 2025 · Amount on Record
Prior Sale	Mar 10, 2023 · Amount on Record
Deed Document Number	2025753182
Deed Book / Page	2449 / 114
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Sep 8, 2025
Property Address	300 LAKE RD, BEECH MOUNTAIN, NC 28604-8118
Document Number	0024490114
Book / Page	2449 / 114
Map Reference	MB 6 PG 1
Instrument Date	Aug 28, 2025
Instrument	753182
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount Recorded
Tax	$1,470.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 SHIPWRECK CIR, SANTA ROSA BEACH, FL 32459-3088

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Oct 22, 2021
Property Address	300 LAKE RD, BEECH MOUNTAIN, NC 28604-8118
Document Number	0022300576
Book / Page	2230 / 576
Map Reference	MB 6 PG 1
Instrument Date	Oct 19, 2021
Instrument	712940
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,129.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	321 RETREAT RIDGE WAY, 321, ASHEVILLE, NC 28804-0125

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16146 COLLETON CT, BRISTOL, VA 24202-4861

Mortgage

Document Number	0000712941
Date	Oct 22, 2021
Instrument	712941

Lender

Name	NEW PEOPLES BANK INC
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Beech Mountain Town
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$30,400 (-) Land $30,400
2025	$30,400 (-) Land $30,400
2024	$30,400 (-) Land $30,400	$30,400 Land $30,400
2023	$30,400 Land $30,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	5 (2011–2020)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Feb 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BEECH MOUNTAIN serves 2,468 people · EPA ID NC0195104
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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