304 Lake Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 304 Lake Rd, Beech Mountain, NC 28604

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,560 sqft · built 1970
Lot Size0.36 acres (15,682 sqft)
Owner2 Individual Names on File
Last Sale$139,000 (Dec 2017)
Tax Bill$1,059 (2025)
Deeds & MortgagesOct 2018 Sale
Dec 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1950-04-7169-000

Property Details

APN / Parcel Number

Primary APN1950-04-7169-000
Alternative APN
  • 1774663

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,560 sqft Living Area
1st Floor Area1,040 sqft
Basement Area1,040 sqft
Finished Basement520 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area15,682 sqft (0.36 acres)
Patio Area433 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
Water SourceCommercial

Location & Zoning

Account Number1774663
Street Address304 LAKE RD
CityBEECH MOUNTAIN
StateNC
Zip28604-8118
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBMR2
Legal DescriptionCREEKRIDGE 053
Legal SubdivisionCREEKRIDGE
JurisdictionWATAUGA NC
Township / Civil DivisionLAUREL CREEK
Census Block Group1
Census Block1058
Census Tract921000

Owner

Source: Watauga County assessment roll, APN 1950-04-7169-000, as of December 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address720 E KINGSTON AVE, CHARLOTTE, NC 28203-5122
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 18, 2018Warranty Deed, Transfer
ATTORNEY ONLY
Dec 29, 2017Warranty Deed, Transfer
AL PRIDGEN

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 29, 2017 · Amount on Record
Deed SaleDec 29, 2017 · Amount on Record
Prior SaleNov 12, 2009 · Amount on Record
Deed Document Number2017665019
Deed Book / Page1954 / 580
Prior Transfer DateDec 16, 2010
Prior Transfer Doc0015500469
Record UpdatedSep 20, 2026

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateOct 18, 2018
Property Address304 LAKE RD, BEECH MOUNTAIN, NC 28604-8118
Document Number0019970857
Book / Page001997 / 000857
Instrument DateSep 30, 2018
Instrument673364
Transaction TypeTransfer
Record UpdatedNov 01, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$32.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address829 SEDGEFIELD RD CHARLOTTE NC 282091223, CHARLOTTE, NC 28209-1223

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateDec 29, 2017
Property Address304 LAKE RD, BEECH MOUNTAIN, NC 28604-8118
Document Number0019540580
Book / Page001954 / 000580
Instrument DateDec 20, 2017
Instrument665019
Transaction TypeTransfer
Record UpdatedJan 15, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$278.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address829 SEDGEFIELD RD CHARLOTTE NC 282091223, CHARLOTTE, NC 28209-1223

Mortgage

Document Number19540583
DateDec 29, 2017
Book Page001954/000583
Instrument665020
Lender
NameAL PRIDGEN
Address104 ASHCROFT CT, ROCKY MOUNT, NC 27804-7310
Agreement
AmountAmount Recorded
Term240 Months
DueDec 28, 2037

Tax Assessment & Valuation

Source: Watauga County assessment roll as of December 2, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBeech Mountain Town
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,059.00 (-58.92%)$255,700 (-) Land $20,200 Building $235,500
2024$2,578.00$255,700 Land $20,200 Building $235,500
2023$255,700 Land $20,200 Building $235,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Watauga County (37189C), as of May 17, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371899210001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims5 (2011–2020)
Claims Outside the SFHA5 of 5
Most Recent ClaimFeb 2020

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 134 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Loretto Telephone Company
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
T-Mobile USA
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NC0195104, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTOWN OF BEECH MOUNTAIN
serves 2,468 people
Water SourceSurface water
Last State InspectionSep 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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