222 Lake Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 222 Lake Rd, Beech Mountain, NC 28604

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,224 sqft · built 2020
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Jun 2021)
Tax Bill	$1,218 (2025)
Deeds & Mortgages	Jun 2021 Sale Dec 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1950-04-3530-000`

Property Details

APN / Parcel Number

Primary APN	`1950-04-3530-000`
Alternative APN	`1835921`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,224 sqft Living Area
1st Floor Area	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Foundation Type	No Foundation
Lot Area	18,295 sqft (0.42 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	1835921
Street Address	222 LAKE RD
City	BEECH MOUNTAIN
State	NC
Zip	28604-8117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BMR2
Legal Description	CREEKRIDGE 048
Legal Subdivision	CREEKRIDGE
Jurisdiction	WATAUGA NC
Township / Civil Division	LAUREL CREEK
Census Block Group	1
Census Block	1058
Census Tract	921000

Owner

Source: Watauga County assessment roll, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2140 6TH ST NW, HICKORY, NC 28601-1704
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Warranty Deed, Transfer
Dec 3, 2019	Warranty Deed, Transfer · Conventional with PMI MOUNTAIN BEECH 2003 TRUST (RT)
Oct 24, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 29, 2021 · Amount on Record
Deed Sale	Jun 29, 2021 · Amount on Record
Prior Sale	Dec 3, 2019 · Amount on Record
Deed Document Number	2021708060
Deed Book / Page	2200 / 898
Record Updated	Sep 20, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Jun 29, 2021
Property Address	222 LAKE RD, BEECH MOUNTAIN, NC 28604-8117
Document Number	0022000898
Book / Page	2200 / 898
Instrument Date	Jun 28, 2021
Instrument	708060
Transaction Type	Transfer
Record Updated	Feb 23, 2023

Transaction

Amount	Amount Recorded
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2140 6TH ST NW, HICKORY, NC 28601-1704

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Dec 3, 2019
Property Address	222 LAKE RD, BEECH MOUNTAIN, NC 28604-8117
Document Number	0020630380
Book / Page	002063 / 000380
Instrument Date	Nov 27, 2019
Instrument	685196
Transaction Type	Transfer
Record Updated	Dec 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$34.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 CITRUS DR NOKOMIS FL 342753735, NOKOMIS, FL 34275-3735

Mortgage

Document Number	20630385
Date	Dec 3, 2019
Book Page	002063/000385
Instrument	685197

Lender

Name	MOUNTAIN BEECH 2003 TRUST (RT)

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	60 Months
Due	Dec 2, 2024

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Oct 24, 2018
Property Address	222 LAKE RD, BEECH MOUNTAIN, NC 28604-8117
Document Number	0019980627
Book / Page	001998 / 000627
Instrument Date	Oct 12, 2018
Instrument	673517
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$16.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 834 NAPLES FL 341060834, NAPLES, FL 34106-0834

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Beech Mountain Town
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,218.00	$299,900 (-) Land $23,000 Building $276,900
2024			$299,900 Land $23,000 Building $276,900
2023		$299,900 Land $23,000 Building $276,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	5 (2011–2020)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Feb 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BEECH MOUNTAIN serves 2,468 people · EPA ID NC0195104
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Loretto Telephone Company Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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