300 E Center St, Cambridge, IL 61238 Property Records

Henry County property record for 300 E Center St, Cambridge, IL 61238

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 938 sqft · built 1914
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$159,000 (Oct 2021)
Tax Bill	$4,712 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-07-429-001`

Property Details

APN / Parcel Number

Primary APN	`18-07-429-001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	938 sqft Living Area
1st Floor Area	896 sqft
Basement Area	896 sqft
Unfinished Basement	938 sqft

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Architectural Style	Victorian
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	104 ft deep x 104 ft wide
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	300 E CENTER ST
City	CAMBRIDGE
State	IL
Zip	61238-1207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N103.85 OF W104 BLK 27 S OF CENTER ST GOULDS ADD VILLAGE OF CAMBRIDGE
Legal Subdivision	GOULDS ADD
Legal Block	27
Jurisdiction	HENRY IL
Township / Civil Division	CAMBRIDGE
Census Block Group	5
Census Block	5008
Census Tract	30202

Owner

300 E Center St is owned and occupied by an individual who bought it in October 2021.

Source: Henry County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	300 E CENTER ST, CAMBRIDGE, IL 61238-1207
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2021	Warranty Deed, Transfer · Conventional Mortgage RUHL MORTGAGE LLC
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2021 · Amount on File
Deed Sale	Oct 1, 2021 · Amount on File
Prior Sale	Oct 1, 2021 · Amount on File
Deed Document Number	20212106350
Record Updated	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Oct 1, 2021
Property Address	300 E CENTER ST, CAMBRIDGE, IL 61238-1207
Document Number	0000006350
Instrument Date	Aug 22, 2021
Instrument	20-2106350
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	ATG

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$238.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 E CENTER ST, CAMBRIDGE, IL 61238-1207

Mortgage

Document Number	0000006351
Date	Oct 1, 2021
Instrument	20-2106351

Lender

Name	RUHL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	300 E CENTER ST, CAMBRIDGE, IL 61238-1207
Transaction Type	Mortgage
Record Updated	Mar 9, 2021
Title Company	GOMEZ TITLE AND CLOSING COMPANY, GOMEZ TITLE & CLOSING CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202101150
Date	Feb 23, 2021
Instrument	20-2101150

Lender

Name	AMERICAN BANK & TRUST CO
Type	Bank
Address	DAVENPORT, IA 52807

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.5%

Tax Assessment & Valuation

The 2025 property tax bill for 300 E Center St was $4,712 with a homeowner's exemption, up 7% from the year before.

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Cambridge Township
Municipality	Cambridge Village
Unified School District	Cambridge Community Unit School District 227 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,712.00 (+7.04%) Homeowner's exemption	$58,258 (+4.7%) Land $5,568 Building $52,690	$174,774 (+4.7%) Land $16,704 Building $158,070
2024	$4,402.00	$55,643 Land $5,318 Building $50,325	$166,929 Land $15,954 Building $150,975
2022		$50,479 Land $4,824 Building $45,655	$151,437 Land $14,472 Building $136,965
2021	$3,679.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 300 E Center St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 300 E Center St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIDGE serves 2,086 people · EPA ID IL0730300
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cambridge Telcom Services Fiber · Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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