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209 E Center St, Cambridge, IL 61238 Property Records

Henry County property record for 209 E Center St, Cambridge, IL 61238

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 840 sqft · built 1949
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on Record
Last Sale$72,000 (Aug 2024)
Tax Bill$1,558 (2025)
Deeds & MortgagesDec 2025 Transfer
Dec 2023 Second Mortgage
Flood ZoneZone X (minimal risk)
APN18-07-403-003

Property Details

APN / Parcel Number

Primary APN18-07-403-003

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area840 sqft Living Area
1st Floor Area840 sqft
Basement Area840 sqft
Finished Basement840 sqft

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Architectural StyleBungalow
Construction TypeFrame
Lot Area8,276 sqft (0.19 acres)
Garage Area286 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address209 E CENTER ST
CityCAMBRIDGE
StateIL
Zip61238-1205
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE62 OF LTS 3 & 4 & W 1/2 OF S58 VAC ALLEY E & ADJ BLK 24 GOULDS ADD VILLAGE OF CAMBRIDGE
Legal SubdivisionGOULDS ADD
Legal Block24
Legal Lot Number3,4
JurisdictionHENRY IL
Township / Civil DivisionCAMBRIDGE
Census Block Group4
Census Block4028
Census Tract30202

Owner

Source: Henry County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address209 E CENTER ST, CAMBRIDGE, IL 61238-1205
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Dec 12, 2025Quit Claim Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Dec 20, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 29, 2024 · Amount on Record
Deed SaleAug 29, 2024 · Amount on Record
Prior SaleNov 12, 2015 · Amount on Record
Deed Document Number20243645
Prior Transfer DateAug 20, 2024
Prior Transfer Doc0000003644
Record UpdatedSep 20, 2026

December 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHENRY IL
Recording DateDec 12, 2025
Property Address209 E CENTER ST, CAMBRIDGE, IL 61238-1205
Document Number0000006110
Instrument DateDec 8, 2025
Instrument20-2506110
Transaction TypeTransfer
Record UpdatedDec 30, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address209 E CENTER ST, CAMBRIDGE, IL 61238-1205

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENRY IL
Property Address209 E CENTER ST, CAMBRIDGE, IL 61238-1205
Transaction TypeMortgage
Record UpdatedJan 1, 2024
Title CompanySERVICELINK, SERVICE LINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address209 E CENTER ST, CAMBRIDGE, IL 61238-1205

Mortgage

Document Number0000005717
DateDec 20, 2023
Instrument20-2305717
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term463 Months
DueJul 1, 2062

Tax Assessment & Valuation

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyHenry County
County SubdivisionCambridge Township
MunicipalityCambridge Village
Unified School DistrictCambridge Community Unit School District 227 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,558.00 (-8.62%) Homeowner's exemption Senior Citizen's exemption$28,283 (+4.7%) Land $3,784 Building $24,499$84,849 (+4.7%) Land $11,352 Building $73,497
2024$1,705.00 (+13.14%) Homeowner's exemption Senior Citizen's exemption$27,013 (+10.23%) Land $3,614 Building $23,399$81,039 (+10.23%) Land $10,842 Building $70,197
2022$24,506 Land $3,279 Building $21,227$73,518 Land $9,837 Building $63,681
2021$1,507.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAMBRIDGE
serves 2,086 people · EPA ID IL0730300
Water SourceGroundwater
Last State InspectionNov 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cambridge Telcom Services
Fiber · Fixed Wireless		1,000 / 1,000
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: Nextlink.

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