302 E Center St, Cambridge, IL 61238 Property Records

Henry County property record for 302 E Center St, Cambridge, IL 61238

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 936 sqft · built 1958
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Sep 2019)
Tax Bill	$2,460 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-07-429-002`

Property Details

APN / Parcel Number

Primary APN	`18-07-429-002`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	936 sqft Total Area
1st Floor Area	936 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	155 ft deep x 50 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	302 E CENTER ST
City	CAMBRIDGE
State	IL
Zip	61238-1207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E50 OF W154 OF N 1/2 BLK 27 S OF CENTER ST GOULDS ADD VILLAGE OF CAMBRIDGE
Legal Subdivision	GOULDS ADD
Legal Block	27
Jurisdiction	HENRY IL
Township / Civil Division	CAMBRIDGE
Census Block Group	5
Census Block	5008
Census Tract	30202

Owner

Source: Henry County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	302 E CENTER ST, CAMBRIDGE, IL 61238-1207
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Sep 18, 2019	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2019 · Amount on Record
Deed Sale	Sep 18, 2019 · Amount on Record
Prior Sale	Nov 9, 2006 · Amount on Record
Deed Document Number	201920-1904776
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	302 E CENTER ST, CAMBRIDGE, IL 61238-1207
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000650
Date	Jan 31, 2020
Instrument	20-2000650

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Oct 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.12%

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Sep 18, 2019
Property Address	302 E CENTER ST, CAMBRIDGE, IL 61238-1207
Document Number	0000004776
Instrument Date	Sep 12, 2019
Instrument	4776
Transaction Type	Transfer
Record Updated	Oct 23, 2019
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$127.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	341 ROGERSTOWN RD JONESVILLE SC 29353, JONESVILLE, SC 29353

Mortgage

Document Number	4777
Date	Sep 18, 2019
Instrument	4777

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2049

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Cambridge Township
Municipality	Cambridge Village
Unified School District	Cambridge Community Unit School District 227 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,460.00 (+31.62%)	$33,280 (+15.41%) Land $3,143 Building $30,137	$99,840 (+15.41%) Land $9,429 Building $90,411
2022		$28,837 Land $2,724 Building $26,113	$86,511 Land $8,172 Building $78,339
2021	$1,869.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIDGE serves 2,086 people · EPA ID IL0730300
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cambridge Telcom Services Fiber · Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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