300 Arcadia Rd, Kelso, WA 98626 Property Records

Cowlitz County property record for 300 Arcadia Rd, Kelso, WA 98626

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,486 sqft · built 2020
Lot Size	4.98 acres (217,364 sqft)
Owner	Individual Name on File
Last Sale	$530,000 (Jan 2026)
Tax Bill	$3,644 (2025)
Deeds & Mortgages	Jul 2024 Mortgage Jan 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`WD2303007`

Property Details

APN / Parcel Number

Primary APN	`WD2303007`
Alternative APNs	`R053060` `3053060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,486 sqft Living Area
1st Floor Area	1,021 sqft
2nd Floor Area	465 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Multi-Level
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	217,364 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	3053060
Street Address	300 ARCADIA RD
City	KELSO
State	WA
Zip	98626-7702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	23 -7N -1W T-13D-1 EXC T-13D-1 FEE 3223117 INCL T-13D-1 PER CAN/COMB EXC LL01071 LOT 1,2,3,4,5 FEE 3272382.
Legal Range	01W
Legal Township	07N
Legal Section	23
Legal Subdivision	LARGE LOT SUBDIVISION #04-12
Legal Lot Number	1,2
Jurisdiction	COWLITZ WA
Township / Civil Division	KALAMA
Census Block Group	1
Census Block	1000
Census Tract	1602

Owner

Source: Cowlitz County records · APN WD2303007

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	300 ARCADIA RD, KELSO, WA 98626-7702
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 23, 2026	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Oct 25, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PACIFIC RESIDENTIAL MORTGAGE LLC
Oct 28, 2019	Trustee's Deed, Construction Loan · Construction Mortgage TWINSTAR CU
Oct 22, 2018	Warranty Deed, Transfer CASCADE TITLE COMPANY
Feb 07, 2017	Warranty Deed, Transfer FIBRE FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 23, 2026 · Amount on Record
Deed Sale	Jan 23, 2026 · Amount on Record
Prior Sale	Oct 22, 2018 · Amount on Record
Deed Document Number	20263783495
Prior Transfer Date	Oct 19, 2021
Prior Transfer Doc	0003698443
Record Updated	Sep 20, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWLITZ WA
Property Address	300 ARCADIA RD, KELSO, WA 98626-7702
Transaction Type	Mortgage
Record Updated	Feb 04, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003755372
Date	Jul 30, 2024
Instrument	3755372

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Term	361 Months
Due	Aug 01, 2054

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COWLITZ WA
Recording Date	Jan 23, 2026
Property Address	300 ARCADIA RD, KELSO, WA 98626-7702
Document Number	0003783495
Instrument Date	Jan 21, 2026
Instrument	3783495
Transaction Type	Transfer
Record Updated	Feb 04, 2026
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$7,164.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 ARCADIA RD, KELSO, WA 98626-7702

Mortgage

Document Number	0003783496
Date	Jan 23, 2026
Instrument	3783496

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2056

Mortgage

Document Number	0003783497
Date	Jan 23, 2026
Instrument	3783497

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2056

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COWLITZ WA
Recording Date	Oct 25, 2021
Property Address	300 ARCADIA RD, KELSO, WA 98626-7702
Document Number	0003698443
Instrument Date	Oct 19, 2021
Instrument	3698443
Transaction Type	Transfer
Record Updated	Nov 03, 2021
Title Company	CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 ARCADIA RD, KELSO, WA 98626-7702

Mortgage

Document Number	0003698444
Date	Oct 25, 2021
Instrument	3698444

Lender

Name	PACIFIC RESIDENTIAL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

October 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	COWLITZ WA
Recording Date	Oct 28, 2019
Property Address	300 ARCADIA RD, KELSO, WA 98626-7702
Instrument Date	Oct 25, 2019
Instrument	3629273
Transaction Type	Construction Loan
Record Updated	Nov 11, 2019
Title Company	WFG CLARK COUNTY, WFG CLARK CNTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 ARCADIA RD KELSO WA 986267702, KELSO, WA 98626-7702

Mortgage

Document Number	0003629273
Date	Oct 28, 2019
Instrument	3629273

Lender

Name	TWINSTAR CU
Type	Credit Union
Address	LACEY, WA 98503

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COWLITZ WA
Recording Date	Oct 22, 2018
Property Address	300 ARCADIA RD, KELSO, WA 98626-7702
Document Number	0003603941
Instrument Date	Oct 18, 2018
Instrument	3603941
Transaction Type	Transfer
Record Updated	Nov 05, 2018
Title Company	CASCADE TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$966.40
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14401 NE 91ST ST VANCOUVER WA 986822816, VANCOUVER, WA 98682-2816

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COWLITZ WA
Recording Date	Feb 07, 2017
Property Address	300 ARCADIA RD, KELSO, WA 98626-7702
Document Number	0003561744
Instrument Date	Feb 06, 2017
Instrument	3561744
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	CASCADE TITLE CO COWLITZ CNT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2376, LONGVIEW, WA 98632-8441

Mortgage

Document Number	0003561745
Date	Feb 07, 2017
Instrument	3561745

Lender

Name	FIBRE FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Feb 09, 2037

Tax Assessment & Valuation

Source: Cowlitz County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Washington
County	Cowlitz County
Unified School District	Kelso School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,644.00 (+0.94%)	$362,490 (+0.81%) Land $86,990 Building $275,500	$362,490 (+0.81%) Land $86,990 Building $275,500
2024	$3,610.00 (+10.16%)	$359,560 (+10.6%) Land $86,990 Building $272,570	$359,560 (+10.6%) Land $86,990 Building $272,570
2023	$3,277.00
2022		$325,110 Land $78,900 Building $246,210	$325,110 Land $78,900 Building $246,210

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 16, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	2 (1996–2015)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2015 · Severe Winter Storm, Straight-line Winds, Flooding, Landslides, Mudslides, And A T

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Radiate Holdings DSL	1,000 / 10
Starlink Satellite	280 / 30

Based on FCC filings for 7 locations within half a mile of this property.

Cell Coverage

No cell data coverage reported

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