251 Arcadia Rd, Kelso, WA 98626 Property Records

Cowlitz County property record for 251 Arcadia Rd, Kelso, WA 98626

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,863 sqft · built 2006
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Jun 2016)
Tax Bill	$5,555 (2025)
Deeds & Mortgages	Feb 2019 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WD2303016`

Property Details

APN / Parcel Number

Primary APN	`WD2303016`
Alternative APNs	`R089865` `3089865`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,863 sqft Living Area
Gross Area	3,513 sqft
1st Floor Area	1,533 sqft
2nd Floor Area	1,330 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Multi-Level
Exterior Material	Metal
Roof Material	Composition Shingle
Lot Area	217,800 sqft
Garage Type	Attached
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	3089865
Street Address	251 ARCADIA RD
City	KELSO
State	WA
Zip	98626-7700
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	23 -7N -1W LL01071 LOT 5.
Legal Range	01W
Legal Township	07N
Legal Section	23
Legal Subdivision	LARGE LT 04-12
Legal Lot Number	5
Jurisdiction	COWLITZ WA
Township / Civil Division	KALAMA
Census Block Group	1
Census Block	1000
Census Tract	1602

Owner

Source: Cowlitz County records · APN WD2303016

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	251 ARCADIA RD, KELSO, WA 98626-7700
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 01, 2019	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Aug 07, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 12, 2019	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 24, 2016 · Amount on Record
Deed Sale	Jun 24, 2016 · Amount on Record
Prior Sale	Sep 15, 2011 · Amount on Record
Deed Document Number	20163546614
Record Updated	Sep 20, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWLITZ WA
Property Address	251 ARCADIA RD, KELSO, WA 98626-7700
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	CHICAGO TITLE VANCOUVER

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003609891
Date	Feb 01, 2019
Instrument	3609891

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWLITZ WA
Property Address	251 ARCADIA RD, KELSO, WA 98626-7700
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003652633
Date	Aug 07, 2020
Instrument	3652633

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWLITZ WA
Property Address	251 ARCADIA RD, KELSO, WA 98626-7700
Document Number	0003631020
Instrument Date	Nov 12, 2019
Transaction Type	Mortgage
Record Updated	Dec 04, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE VANCOUVER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	251 ARCADIA RD KELSO WA 986267700, KELSO, WA 98626-7700

Mortgage

Document Number	0003631020
Date	Nov 18, 2019
Instrument	3631020

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 17, 2049

Tax Assessment & Valuation

Source: Cowlitz County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Washington
County	Cowlitz County
Unified School District	Kelso School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,555.00 (+11.06%)	$554,910 (+11.3%) Land $86,990 Building $467,920	$554,910 (+11.3%) Land $86,990 Building $467,920
2023	$5,002.00
2022		$498,570 Land $78,900 Building $419,670	$498,570 Land $78,900 Building $419,670

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 16, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	2 (1996–2015)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2015 · Severe Winter Storm, Straight-line Winds, Flooding, Landslides, Mudslides, And A T

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Radiate Holdings DSL	1,000 / 10
Starlink Satellite	280 / 30

Based on FCC filings for 7 locations within half a mile of this property.

Cell Coverage

No cell data coverage reported

Nearby Properties on Arcadia Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures