140 Arcadia Rd, Kelso, WA 98626 Property Records

Cowlitz County property record for 140 Arcadia Rd, Kelso, WA 98626

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,856 sqft · built 2018
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$64,000 (Sep 2017)
Tax Bill	$5,810 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WD2303013`

Property Details

APN / Parcel Number

Primary APN	`WD2303013`
Alternative APNs	`R089862` `3089862`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,856 sqft Living Area
Gross Area	3,544 sqft
1st Floor Area	1,256 sqft
2nd Floor Area	1,600 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Multi-Level
Exterior Material	Wood Shingle
Roof Material	Composition Shingle
Lot Area	217,800 sqft
Garage Type	Attached
Garage Area	688 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	3089862
Street Address	140 ARCADIA RD
City	KELSO
State	WA
Zip	98626-7701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	23 -7N -1W LL01071 LOT 2.
Legal Range	01W
Legal Township	07N
Legal Section	23
Legal Subdivision	LARGE LOT SUBDIVISION #04-12
Legal Lot Number	2
Jurisdiction	COWLITZ WA
Township / Civil Division	KALAMA
Census Block Group	1
Census Block	1000
Census Tract	1602

Owner

Source: Cowlitz County assessment roll, APN WD2303013, as of May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	140 ARCADIA RD, KELSO, WA 98626-7701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP
Aug 06, 2018	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK
Sep 15, 2017	Warranty Deed, Transfer · Construction Mortgage PACIFIC CONTINENTAL BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 15, 2017 · Amount on Record
Deed Sale	Sep 15, 2017 · Amount on Record
Deed Document Number	20173576638
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWLITZ WA
Property Address	140 ARCADIA RD, KELSO, WA 98626-7701
Transaction Type	Mortgage
Record Updated	Nov 11, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL AGENCY SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003698931
Date	Oct 29, 2021
Instrument	3698931

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWLITZ WA
Property Address	140 ARCADIA RD, KELSO, WA 98626-7701
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	CHICAGO TITLE VANCOUVER

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003598556
Date	Aug 06, 2018
Instrument	3598556

Lender

Name	M & T BANK
Type	Bank
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2048

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COWLITZ WA
Recording Date	Sep 15, 2017
Property Address	140 ARCADIA RD, KELSO, WA 98626-7701
Document Number	0003576638
Map Reference	VOL1 PG71:AF3272382
Instrument Date	Sep 13, 2017
Instrument	3576638
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	WFG NATL TITLE CO OF CLARK C

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 NE 157TH AVE, VANCOUVER, WA 98684-3369

Mortgage

Document Number	0003576639
Date	Sep 15, 2017
Instrument	3576639

Lender

Name	PACIFIC CONTINENTAL BANK
Type	Bank
Address	EUGENE, OR 97440

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cowlitz County assessment roll as of May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Washington
County	Cowlitz County
Unified School District	Kelso School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,810.00 (+11.15%)	$580,910 (+11.45%) Land $86,990 Building $493,920	$580,910 (+11.45%) Land $86,990 Building $493,920
2023	$5,227.00
2022		$521,210 Land $78,900 Building $442,310	$521,210 Land $78,900 Building $442,310

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cowlitz County (53015C), as of April 16, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530150016021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	2 (1996–2015)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2015 · Severe Winter Storm, Straight-line Winds, Flooding, Landslides, Mudslides, And A T

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 7 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Radiate Holdings DSL	1,000 / 10
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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