30 Somerset Downs, Saint Louis, MO 63124 Property Records

St. Louis County property record for 30 Somerset Downs, Saint Louis, MO 63124

Property Summary

Property Type	Single Family Home
Details	5 bd · 7 ba · 9,662 sqft · built 2019
Lot Size	3 acres (130,680 sqft)
Owner	Company Name on Record
Last Sale	$1,000,000 (Apr 2017)
Tax Bill	$48,262 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jan 2020 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`21M-54-0062`

Property Details

APN / Parcel Number

Primary APN	`21M-54-0062`

Interior

Bedrooms	5 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	32 Plumbing Fixtures
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	12,062 sqft Living Area
Gross Area	13,834 sqft
1st Floor Area	2,681 sqft
Basement Area	2,400 sqft
Finished Basement	2,400 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Stucco
Foundation Type	Raised
Lot Area	130,680 sqft
Lot Width	312 ft Width
Terrain	Below Road/Slope
Garage Type	Attached
Garage Area	1,772 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Pool Area	56 sqft
Porch	Open Frame Porch
Porch Area	176 sqft
Deck Area	Deck Area
Patio Area	262 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	30 SOMERSET DOWNS
City	SAINT LOUIS
State	MO
Zip	63124-1031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	33A
Legal Description	SOMERSET DOWNS PLAT 2 LOT J
Legal Subdivision	SOMERSET DOWNS PLAT 2
Legal Lot Number	J
Jurisdiction	ST LOUIS MO
Township / Civil Division	CLAYTON
Census Block Group	3
Census Block	3005
Census Tract	217500

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	30 SOMERSET DOWNS, SAINT LOUIS, MO 63124-1031
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Jan 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Jan 22, 2020	Deed of Trust, Mortgage GUILD MTG
May 15, 2018	Trustee's Deed, Construction Loan · Construction Mortgage US BK
Apr 28, 2017	Warranty Deed, Transfer US TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2017 · Amount on Record
Deed Sale	Apr 28, 2017 · Amount on Record
Deed Document Number	201798
Deed Book / Page	22502 / 37
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	30 SOMERSET DOWNS, SAINT LOUIS, MO 63124-1031
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	RESOLUTIONS TITLE INC, RESOLUTIONS TTL INC RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 SOMERSET DOWNS, SAINT LOUIS, MO 63124-1031

Mortgage

Document Number	0244181932
Date	Nov 5, 2020
Book Page	24418/1932
Instrument	2020110501105

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	30 SOMERSET DOWNS, SAINT LOUIS, MO 63124-1031
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	SECURITY TITLE INSURANCE AGENCY, SECURITY TITLE INS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0239003001
Date	Jan 28, 2020
Book Page	23900/3001
Instrument	2020012800489

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	30 SOMERSET DOWNS, SAINT LOUIS, MO 63124-1031
Document Number	0239003004
Instrument Date	Jan 22, 2020
Transaction Type	Mortgage
Record Updated	Feb 12, 2020
Title Company	SECURITY TITLE INSURANCE AGENCY, SECURITY TITLE INS AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	30 SOMERSET DOWNS ST LOUIS MO 631241031, ST LOUIS, MO 63124-1031

Mortgage

Document Number	0239003004
Date	Jan 28, 2020
Book Page	023900/003004
Instrument	489

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	5898 COPLEY DR, SAN DIEGO, CA 92111-7916

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 27, 2050

May 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ST LOUIS MO
Recording Date	May 15, 2018
Property Address	30 SOMERSET DOWNS, SAINT LOUIS, MO 63124-1031
Document Number	0230262021
Book / Page	023026 / 002021
Instrument Date	May 11, 2018
Instrument	432
Transaction Type	Construction Loan
Record Updated	Jun 8, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	17032 KIMWOOD CT CHESTERFIELD MO 630054477, CHESTERFIELD, MO 63005-4477

Mortgage

Document Number	230262021
Date	May 15, 2018
Book Page	023026/002021
Instrument	432

Lender

Name	US BK
Type	Bank
Address	4801 FREDERICA ST, OWENSBORO, KY 42301-7441

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2048

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Apr 28, 2017
Property Address	30 SOMERSET DOWNS, SAINT LOUIS, MO 63124-1031
Document Number	0225020037
Book / Page	022502 / 000037
Instrument Date	Apr 26, 2017
Instrument	98
Transaction Type	Transfer
Record Updated	Jun 13, 2017
Title Company	US TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	30 SOMERSET DOWNS ST LOUIS MO 631241031, ST LOUIS, MO 63124-1031

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Ladue City
Unified School District	Ladue School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$743,220 (-) Land $142,500 Building $600,720	$3,911,700 (-) Land $750,000 Building $3,161,700
2025	$48,262.00 (+8.77%)	$743,220 (+13.04%) Land $142,500 Building $600,720	$3,911,700 (+13.05%) Land $750,000 Building $3,161,700
2024	$44,371.00 (+0.19%)
2023	$44,287.00	$657,460 Land $85,500 Building $571,960	$3,460,300 Land $450,000 Building $3,010,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	103 (1979–2024)
Claims Outside the SFHA	27 of 103
Most Recent Claim	Nov 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 2022 · 4 claims Severe Storms, Flooding, And A Tornado, Sep 2008 · 23 claims Severe Storms & Flooding, Sep 1993 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Somerset Downs

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures