30 Silver St, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 30 Silver St, West Springfield, MA 01089

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,697 sqft · built 1925
Lot Size	0.481 acres (20,935 sqft)
Owner	2 Individual Names on Record
Last Sale	$177,000 (Sep 2018)
Tax Bill	$3,970 (2026)
Deeds & Mortgages	Jan 2021 Refinance Jan 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`477-08350-60-001`

Property Details

APN / Parcel Number

Primary APN	`477-08350-60-001`
Alternative APN	`WSPR M:00477 B:08350 L:00060`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,697 sqft Living Area
Gross Area	2,502 sqft
Basement Area	756 sqft
Unfinished Basement	756 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,935 sqft (0.481 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	477-08350-60-001
Street Address	30 SILVER ST
City	WEST SPRINGFIELD
State	MA
Zip	01089-3153
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BA
Legal Block	8350
Legal Lot Number	60
Jurisdiction	WEST SPRINGFIELD MA
Township / Civil Division	WEST SPRINGFIELD TOWN
Census Block Group	2
Census Block	2006
Census Tract	812403

Owner

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	30 SILVER ST, WEST SPRINGFIELD, MA 01089-3153
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HOLYOKE CU
Jan 27, 2021	Warranty Deed, Transfer · Stand-Alone Refinance HOLYOKE CU
Sep 7, 2018	Quit Claim Deed, Transfer · Conventional with PMI HOLYOKE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2018 · Amount on Record
Deed Sale	Sep 7, 2018 · Amount on Record
Prior Sale	Oct 12, 2011 · Amount on Record
Deed Book / Page	22349 / 598
Last Transfer Date	Jan 22, 2021
Transfer Doc	0023675-35
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	30 SILVER ST, WEST SPRINGFIELD, MA 01089-3153
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023675-37
Date	Jan 27, 2021
Book Page	23675/37
Instrument	5979

Lender

Name	HOLYOKE CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Jan 27, 2021
Property Address	30 SILVER ST, WEST SPRINGFIELD, MA 01089-3153
Document Number	0023675-35
Book / Page	23675 / 35
Instrument Date	Jan 22, 2021
Instrument	5978
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	30 SILVER ST, WEST SPRINGFIELD, MA 01089-3153

Mortgage

Document Number	0023675-37
Date	Jan 27, 2021
Book Page	23675/37
Instrument	5979

Lender

Name	HOLYOKE CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Sep 7, 2018
Property Address	30 SILVER ST, WEST SPRINGFIELD, MA 01089-3153
Document Number	22349-598
Book / Page	022349 / 000598
Instrument Date	Sep 5, 2018
Instrument	53771
Transaction Type	Transfer
Record Updated	Sep 28, 2018

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$823.05
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 ARLINGTON ST HOLYOKE MA 010402578, HOLYOKE, MA 01040-2578

Mortgage

Document Number	22349-600
Date	Sep 7, 2018
Book Page	022349/000600
Instrument	53772

Lender

Name	HOLYOKE CU
Type	Credit Union

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 6, 2048

Mortgage

Document Number	22350-1,
Date	Sep 7, 2018
Book Page	022350/000001
Instrument	53773

Lender

Name	HOLYOKE CU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 6, 2033

Tax Assessment & Valuation

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	West Springfield Town City
Unified School District	West Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,970.00 (+0.25%)	$283,200 (+6.35%) Land $116,400 Building $166,800	$298,675 (+0.57%)
2025	$3,960.00 (+5.97%)	$266,300 (+5.55%) Land $105,700 Building $160,600	$296,970
2024	$3,737.00 (+5.89%)	$252,300 (+11.1%) Land $105,700 Building $146,600
2023	$3,529.00	$227,100 Land $103,400 Building $123,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Whip City Fiber.

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