21 Silver St, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 21 Silver St, West Springfield, MA 01089

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,456 sqft · built 1910
Lot Size0.121 acres (5,290 sqft)
OwnerIndividual Name on Record
Last Sale$255,000 (May 2023)
Tax Bill$3,872 (2026)
Deeds & MortgagesMay 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN477-08250-58-001

Property Details

APN / Parcel Number

Primary APN477-08250-58-001
Alternative APN
  • WSPR M:00477 B:08250 L:00058

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,456 sqft Living Area
Gross Area3,260 sqft
Basement Area728 sqft
Unfinished Basement728 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,290 sqft (0.121 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number477-08250-58-001
Street Address21 SILVER ST
CityWEST SPRINGFIELD
StateMA
Zip01089-3158
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRB
Legal Block8250
Legal Lot Number58
JurisdictionWEST SPRINGFIELD MA
Township / Civil DivisionWEST SPRINGFIELD TOWN
Census Block Group2
Census Block2007
Census Tract812403

Owner

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address21 SILVER ST, WEST SPRINGFIELD, MA 01089-3158
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 5, 2023 · Amount on Record
Deed SaleMay 5, 2023 · Amount on Record
Deed Document Number202320434
Deed Book / Page24995 / 214
Record UpdatedOct 29, 2026

May 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWEST SPRINGFIELD MA
Recording DateMay 5, 2023
Property Address21 SILVER ST, WEST SPRINGFIELD, MA 01089-3158
Document Number024995-214
Book / Page24995 / 214
Instrument DateMay 5, 2023
Instrument20434
Transaction TypeTransfer
Record UpdatedMay 19, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 SILVER ST, WEST SPRINGFIELD, MA 01089-3158

Mortgage

Document Number0000020435
DateMay 5, 2023
Instrument20435
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityWest Springfield Town City
Unified School DistrictWest Springfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,872.00 (+0.18%)$276,200 (+6.27%) Land $107,400 Building $168,800$284,993 (-0.93%)
2025$3,865.00 (+6.21%)$259,900 (+5.78%) Land $97,700 Building $162,200$287,660
2024$3,639.00 (+9.94%)$245,700 (+15.35%) Land $97,700 Building $148,000
2023$3,310.00$213,000 Land $95,500 Building $117,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST SPRINGFIELD DPW WATER DIVISION
serves 28,835 people · EPA ID MA1325000
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon, Whip City Fiber.

Nearby Properties on Silver St

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