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41 Silver St, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 41 Silver St, West Springfield, MA 01089

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,284 sqft · built 1925
Lot Size0.12 acres (5,210 sqft)
Owner2 Individual Names on File
Tax Bill$3,859 (2025)
Deeds & MortgagesMay 2024 Mortgage
May 2024 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN477-08550-58-001

Property Details

APN / Parcel Number

Primary APN477-08550-58-001
Alternative APN
  • WSPR M:00477 B:08550 L:00058

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,284 sqft Living Area
Gross Area3,158 sqft

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,210 sqft (0.12 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number477-08550-58-001
Street Address41 SILVER ST
CityWEST SPRINGFIELD
StateMA
Zip01089-3158
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block8550
Legal Lot Number58
JurisdictionWEST SPRINGFIELD MA
Township / Civil DivisionWEST SPRINGFIELD TOWN
Census Block Group2
Census Block2007
Census Tract812403

Owner

Source: Hampden County and West Springfield Town City records · APN 477-08550-58-001

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address41 SILVER ST, WEST SPRINGFIELD, MA 01089-3158
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
May 10, 2024Quit Claim Deed, Transfer · FHA Mortgage
NORCOM MORTGAGE
May 02, 2024Redemption Deed, Transfer
Aug 10, 2018Quit Claim Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 20, 2017Quit Claim Deed, Transfer
UNITED BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 10, 2024
Deed SaleMay 10, 2024
Prior SaleAug 10, 2018 · Amount on Record
Deed Book / Page25414 / 118
Prior Transfer DateMay 06, 2024
Prior Transfer Doc025414-121
Record UpdatedJun 08, 2026

May 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWEST SPRINGFIELD MA
Recording DateMay 10, 2024
Property Address41 SILVER ST, WEST SPRINGFIELD, MA 01089-3158
Document Number025414-118
Book / Page25414 / 118
Instrument DateMay 06, 2024
Instrument20049
Transaction TypeTransfer
Record UpdatedJul 24, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address41 SILVER ST, WEST SPRINGFIELD, MA 01089-3158

Mortgage

Document Number0000020050
DateMay 10, 2024
Instrument20050
Lender
NameNORCOM MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2054

May 2024: Redemption Deed, Transfer

Document TypeRedemption Deed
JurisdictionWEST SPRINGFIELD MA
Recording DateMay 02, 2024
Property Address41 SILVER ST, WEST SPRINGFIELD, MA 01089-3158
Document Number0025405-25
Book / Page25405 / 25
Instrument DateApr 29, 2024
Instrument18802
Transaction TypeTransfer
Record UpdatedMay 17, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWEST SPRINGFIELD MA
Recording DateAug 10, 2018
Property Address41 SILVER ST, WEST SPRINGFIELD, MA 01089-3158
Document Number22308-560
Book / Page22308 / 560
Instrument47486
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$26.07
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address41 SILVER ST, WEST SPRINGFIELD, MA 01089-3158

Mortgage

Document Number223080563
DateAug 10, 2018
Instrument22308/0563
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 10, 2048

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWEST SPRINGFIELD MA
Recording DateJan 20, 2017
Property Address41 SILVER ST, WEST SPRINGFIELD, MA 01089-3158
Document Number21541-158
Book / Page21541 / 158
Instrument3685
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$27.22
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number215410161
DateJan 20, 2017
Instrument21541/0161
Lender
NameUNITED BANK
TypeBank
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hampden County and West Springfield Town City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityWest Springfield Town City
Unified School DistrictWest Springfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,859.00 (+8.67%)$259,500 (+8.22%) Land $97,600 Building $161,900$282,340
2024$3,551.00 (+5.78%)$239,800 (+11.02%) Land $97,600 Building $142,200
2023$3,357.00$216,000 Land $95,500 Building $120,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 7, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 95% of the US · lower than 90% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
Fixed Wireless		100 / 20

May also be available: Verizon, Westfield Gas & Electric.

Based on FCC filings for 330 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWEST SPRINGFIELD DPW WATER DIVISION
serves 28,835 people
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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