30 Co Rd 488, Centre, AL 35960 Property Records

Cherokee County property record for 30 Co Rd 488, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,673 sqft · built 1973
Lot Size	5 acres (217,800 sqft)
Owner	Individual on Record
Last Sale	$257,000 (Dec 2021)
Tax Bill	$706 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-13-04-18-0-000-023.000`

Property Details

APN / Parcel Number

Primary APN	`13-13-04-18-0-000-023.000`
Alternative APNs	`ALT APN:1304180000023000` `31777`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,673 sqft Living Area
1st Floor Area	1,673 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	217,800 sqft (5 acres)
Garage Type	Mixed
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	232 sqft
Deck Area	Deck Area
Shed	1 Shed

Location & Zoning

Account Number	31777
Street Address	30 COUNTY ROAD 488
City	CENTRE
State	AL
Zip	35960-6125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG SW COR NE/4-SE/4, E 275', N 880', SWLY 315', S 15',SW 20', S 665' TO POB
Legal Range	10E
Legal Township	10S
Legal Section	18
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	5
Census Block	5029
Census Tract	956000

Owner

Source: Cherokee County assessment roll, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	30 COUNTY ROAD 488, CENTRE, AL 35960-6125
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2017	Deed of Trust, Mortgage · Stand-Alone First Mortgage ACOPIA LLC
Jun 11, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2021 · Amount on Record
Deed Sale	Dec 10, 2021 · Amount on Record
Deed Document Number	2021221783
Prior Transfer Date	Dec 3, 2021
Prior Transfer Doc	0000221783
Record Updated	Sep 20, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	30 COUNTY ROAD 488, CENTRE, AL 35960-6125
Transaction Type	Mortgage
Record Updated	Dec 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	199700
Date	Sep 20, 2017
Instrument	199700

Lender

Name	ACOPIA LLC
Type	Non-Lending Institution
Address	GOODLETTSVILLE, TN 37072

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	30 COUNTY ROAD 488, CENTRE, AL 35960-6125
Transaction Type	Mortgage
Record Updated	Dec 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	218701
Date	Jun 11, 2021
Instrument	218701

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$706.00 (+7.46%) Homeowner's exemption	$14,320 (+361.94%) Land $1,940 Building $12,380	$211,900 (+25.24%) Land $22,800 Building $189,100
2024	$657.00 Additional exemption filed	$3,100 (-81.68%) Land $2,080 Building $1,020	$169,200 (-) Land $20,800 Building $148,400
2023	$657.00 Homeowner's exemption	$16,920 (+445.81%)	$169,200 (-) Land $20,800 Building $148,400
2022	$657.00 Homeowner's exemption	$3,100 Land $2,080 Building $1,020	$169,200 Land $20,800 Building $148,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 85% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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