370 Co Rd 488, Centre, AL 35960 Property Records

Cherokee County property record for 370 Co Rd 488, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1,416 sqft · built 1998
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on Record
Last Sale	$199,900 (Nov 2021)
Tax Bill	$949 (2026)
Deeds & Mortgages	Jun 2018 Line of Credit Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-13-04-17-0-000-011.023`

Property Details

APN / Parcel Number

Primary APN	`13-13-04-17-0-000-011.023`
Alternative APNs	`ALT APN:1304170000011023` `213678` `26694`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,416 sqft Living Area
1st Floor Area	1,416 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	18,295 sqft (0.42 acres)
Garage Type	Mixed
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	108 sqft
Deck Area	Deck Area

Location & Zoning

Account Number	213678
Street Address	370 COUNTY ROAD 488
City	CENTRE
State	AL
Zip	35960-6127
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10, LOCKRIDGE SD, 3RD ADD, PB 10/62
Legal Range	10E
Legal Township	10S
Legal Section	17
Legal Subdivision	LOCKRIDGE SD
Legal Lot Number	10
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	5
Census Block	5027
Census Tract	956000

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	370 COUNTY ROAD 488, CENTRE, AL 35960-6127
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2018	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS BANK
Nov 16, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED PREMIER FUNDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2021 · Amount on Record
Deed Sale	Nov 16, 2021 · Amount on Record
Prior Sale	Apr 8, 2013
Deed Document Number	2021221429
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	370 COUNTY ROAD 488, CENTRE, AL 35960-6127
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000203221
Date	Jun 29, 2018
Instrument	203221

Lender

Name	FARMERS & MERCHANTS BANK
Type	Bank
Address	PIEDMONT, AL 36272

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Nov 16, 2021
Property Address	370 COUNTY ROAD 488, CENTRE, AL 35960-6127
Document Number	0000221429
Map Reference	PB 10 PG 62
Instrument Date	Nov 16, 2021
Instrument	221429
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	370 COUNTY ROAD 488, CENTRE, AL 35960-6127

Mortgage

Document Number	0000221430
Date	Nov 16, 2021
Instrument	221430

Lender

Name	UNITED PREMIER FUNDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$949.00 (+18.77%)
2025	$799.00 (+6.96%)	$16,940 (+583.06%) Land $980 Building $15,960	$191,600 (+7.7%) Land $9,700 Building $181,900
2024	$747.00	$2,480 (-86.07%) Land $880 Building $1,600	$177,900 (-) Land $8,800 Building $169,100
2023	$747.00 Additional exemption filed	$17,800 (+617.74%)	$177,900 (+12.88%) Land $8,800 Building $169,100
2022	Additional exemption filed	$2,480 Land $880 Building $1,600	$157,600 Land $8,800 Building $148,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 85% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CENTRE, WW AND SB OF THE serves 8,163 people · EPA ID AL0000188
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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