400 Co Rd 488, Centre, AL 35960 Property Records

Cherokee County property record for 400 Co Rd 488, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,568 sqft · built 1998
Lot Size	0.63 acres (27,443 sqft)
Owner	Individual Name on Record
Last Sale	$199,900 (May 2026)
Tax Bill	$1,454 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage Nov 2010 Sale
Flood Zone	Zone X (minimal risk)
APN	`13-13-04-17-0-000-011.025`

Property Details

APN / Parcel Number

Primary APN	`13-13-04-17-0-000-011.025`
Alternative APNs	`ALT APN:1304170000011025` `24636`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,568 sqft Living Area
1st Floor Area	1,568 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	27,443 sqft (0.63 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	35 sqft
Deck Area	100 sqft

Location & Zoning

Account Number	24636
Street Address	400 COUNTY ROAD 488
City	CENTRE
State	AL
Zip	35960-6128
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9, LOCKRIDGE SD 3D ADD, PB 10/62
Legal Range	10E
Legal Township	10S
Legal Section	17
Legal Subdivision	LOCKRIDGE SD
Legal Lot Number	9
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	5
Census Block	5027
Census Tract	956000

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	400 COUNTY ROAD 488, CENTRE, AL 35960-6128
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Nov 15, 2010	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2026 · Amount on Record
Deed Sale	May 1, 2026 · Amount on Record
Prior Sale	Nov 15, 2010
Deed Document Number	2026243576
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	May 1, 2026
Property Address	400 COUNTY ROAD 488, CENTRE, AL 35960-6128
Document Number	0000243576
Instrument Date	Apr 30, 2026
Instrument	2026.243576
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$20,189.90
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 COUNTY ROAD 488, CENTRE, AL 35960-6128

Mortgage

Document Number	0000243576,
Date	May 1, 2026
Instrument	2026.243576

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

Mortgage

Date	May 1, 2026

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	10 Months
Due	May 1, 2036

Interest

Rate	6.22%
Max Rate	-1%

November 2010: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Nov 15, 2010
Property Address	400 COUNTY ROAD 488, CENTRE, AL 35960-6128
Document Number	0000167072
Instrument Date	Nov 11, 2010
Instrument	167072
Transaction Type	Transfer
Record Updated	Jun 18, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1189 COUNTY ROAD 79, CENTRE, AL 35960-6611

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,454.00 (+6.99%)
2025	$1,359.00 (+5.35%)	$32,360 (+5.34%) Land $1,940 Building $30,420	$161,800 (+5.34%) Land $9,700 Building $152,100
2024	$1,290.00	$30,720 (-) Land $1,760 Building $28,960	$153,600 (-) Land $8,800 Building $144,800
2023	$1,290.00	$30,720 (-)	$153,600 (-) Land $8,800 Building $144,800
2022	$1,290.00	$30,720 Land $1,760 Building $28,960	$153,600 Land $8,800 Building $144,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 85% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CENTRE, WW AND SB OF THE serves 8,163 people · EPA ID AL0000188
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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