30 Cardinal Dr, Franklin, NC 28734 Property Records

Macon County property record for 30 Cardinal Dr, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,040 sqft · built 1996
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Sep 2020)
Tax Bill	$968 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7525231022`

Property Details

APN / Parcel Number

Primary APN	`7525231022`
Alternative APNs	`0317365` `147731`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,040 sqft Heated Area
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	43,996 sqft (1.01 acres)
Terrain	Rolling

Exterior Amenities

Porch	Patio
Porch Area	560 sqft
Deck Area	174 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	147731
Street Address	30 CARDINAL DR
City	FRANKLIN
State	NC
Zip	28734-0500
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 30 TRI-O-HILLS
Legal Subdivision	TRI-O-HILLS SUBD
Legal Lot Number	30
Jurisdiction	MACON NC
Township / Civil Division	ELLIJAY
Census Block Group	2
Census Block	2015
Census Tract	970400

Owner

Source: Macon County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	30 CARDINAL DR, FRANKLIN, NC 28734-0500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONS LENDING CORP
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONS LENDING CORP
Sep 22, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2020 · Amount on Record
Deed Sale	Sep 22, 2020 · Amount on Record
Prior Sale	May 4, 2007 · Amount on Record
Deed Document Number	20206942
Deed Book / Page	40 / 762
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	30 CARDINAL DR, FRANKLIN, NC 28734-0500
Transaction Type	Mortgage
Record Updated	Apr 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	S40/1057
Date	Mar 12, 2021
Book Page	S-40/1057
Instrument	2021002363

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	30 CARDINAL DR, FRANKLIN, NC 28734-0500
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R40/1108
Date	Mar 1, 2021
Book Page	R-40/1108
Instrument	2021001929

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Sep 22, 2020
Property Address	30 CARDINAL DR, FRANKLIN, NC 28734-0500
Document Number	F40/762
Book / Page	F-40 / 762
Map Reference	CARD 246
Instrument Date	Sep 17, 2020
Instrument	2020006942
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Amount	Amount Recorded
Tax	$530.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	65 VIA SANTO TOMAS, 65, RANCHO MIRAGE, CA 92270-5816

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2313 OUTRIGGER LN, NAPLES, FL 34104-6904

Tax Assessment & Valuation

Source: Macon County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$266,840 (-) Land $30,390 Building $236,450	$266,840 (-) Land $30,390 Building $236,450
2025	$968.00 (+1.26%)
2023	$956.00	$266,840 Land $30,390 Building $236,450	$266,840 Land $30,390 Building $236,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	16 (1979–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 6 claims Hurricane Ivan, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL · Fiber in parts of the area	10 / 1

May also be available: Optimum.

Cell Coverage

No cell data coverage reported

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