Macon County property record for 147 Cardinal Dr, Franklin, NC 28734
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,304 sqft · built 2015 |
| Lot Size | 2.04 acres (88,862 sqft) |
| Owner | Individual Name on File |
| Last Sale | $5,000 (Sep 2018) |
| Tax Bill | $1,728 (2026) |
| Deeds & Mortgages | Jun 2018 Mortgage Sep 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 7525225446 |
| Primary APN | 7525225446 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,304 sqft Heated Area |
| 1st Floor Area | 1,536 sqft |
| Upper Floors Area | 768 sqft |
| Basement Area | 1,536 sqft |
| Unfinished Basement | 1,536 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Conventional |
| Exterior Material | Concrete |
| Construction Type | Frame |
| Foundation Type | Crossed Walls |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 88,862 sqft (2.04 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 672 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 358 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 72421 |
|---|---|
| Street Address | 147 CARDINAL DR |
| City | FRANKLIN |
| State | NC |
| Zip | 28734-9806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LOT 41 REV TRIOHILLS PC 9951 |
| Legal Subdivision | TRI-O-HILLS SUBD |
| Legal Lot Number | 41 |
| Jurisdiction | MACON NC |
| Township / Civil Division | ELLIJAY |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 970400 |
147 Cardinal Dr is owned and occupied by an individual who bought it in September 2018.
Source: Macon County records, as of October 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 147 CARDINAL DR, FRANKLIN, NC 28734-9806 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 4, 2018 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN INTERNET MORTGAGE INC |
| Sep 4, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 4, 2018 · Amount on File |
| Deed Sale | Sep 4, 2018 · Amount on File |
| Deed Document Number | 20186059 |
| Deed Book / Page | 38 / 500 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 147 CARDINAL DR, FRANKLIN, NC 28734-9806 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | P38/2094 |
|---|---|
| Date | Jun 4, 2018 |
| Book Page | P-38/2094 |
| Instrument | 2018003711 |
| Name | AMERICAN INTERNET MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACON NC |
| Recording Date | Sep 4, 2018 |
| Property Address | 147 CARDINAL DR, FRANKLIN, NC 28734-9806 |
| Document Number | U38/0500 |
| Book / Page | U-38 / 0500 |
| Map Reference | PL CARD9951 |
| Instrument Date | Aug 27, 2018 |
| Instrument | 2018006059 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $10.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 147 CARDINAL DR, FRANKLIN, NC 28734-9806 |
The 2026 property tax bill for 147 Cardinal Dr was $1,728, up 8.8% from the year before.
Source: Macon County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Unified School District | Macon County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,728.00 (+8.82%) | $505,750 Land $39,590 Building $466,160 | $505,750 Land $39,590 Building $466,160 |
| 2025 | $1,588.00 | ||
| 2023 | $1,366.00 | $395,850 Land $39,590 Building $356,260 | $395,850 Land $39,590 Building $356,260 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 147 Cardinal Dr in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 16 (1979–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 147 Cardinal Dr is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL · Fiber in parts of the area | 10 / 1 |
May also be available: Optimum.
No cell data coverage reported
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