Macon County property record for 29 Cardinal Dr, Franklin, NC 28734
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,028 sqft · built 1997 |
| Lot Size | 1.46 acres (63,598 sqft) |
| Owner | Individual Name on File |
| Last Sale | $290,000 (Nov 2020) |
| Tax Bill | $1,651 (2026) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7525129869 |
| Primary APN | 7525129869 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,028 sqft Heated Area |
| 1st Floor Area | 1,728 sqft |
| Upper Floors Area | 300 sqft |
| Attic | Attic |
| Attic Area | 300 sqft |
| Basement Area | 1,728 sqft |
| Finished Basement | 1,728 sqft |
| Game Room | Game Room |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Conventional |
| Exterior Material | Logs |
| Construction Type | Log |
| Foundation Type | Crossed Walls |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 63,598 sqft (1.46 acres) |
| Terrain | Rolling |
| Porch | Slab |
|---|---|
| Porch Area | 760 sqft |
| Deck Area | 64 sqft |
| Patio Area | 760 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 148316 |
|---|---|
| Street Address | 29 CARDINAL DR |
| City | FRANKLIN |
| State | NC |
| Zip | 28734-0500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LOT 46 TRI-O-HILLS |
| Legal Subdivision | TRI-O-HILLS SUBD |
| Legal Lot Number | 46 |
| Jurisdiction | MACON NC |
| Township / Civil Division | ELLIJAY |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 970400 |
29 Cardinal Dr is owned and occupied by an individual who bought it in November 2020.
Source: Macon County records, as of October 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 29 CARDINAL DR, FRANKLIN, NC 28734-0500 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 25, 2020 · Amount on File |
| Deed Sale | Nov 25, 2020 · Amount on File |
| Deed Document Number | 20209407 |
| Deed Book / Page | 40 / 1305 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACON NC |
| Recording Date | Nov 25, 2020 |
| Property Address | 29 CARDINAL DR, FRANKLIN, NC 28734-0500 |
| Document Number | 00K40/1305 |
| Book / Page | K-40 / 1305 |
| Map Reference | CARD 246 |
| Instrument Date | Nov 23, 2020 |
| Instrument | 2020009407 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $580.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3400 WHITNER WAY, 3400, SANFORD, FL 32773-6631 |
| Name | Verified Name |
|---|---|
| Address | 29 CARDINAL DR, FRANKLIN, NC 28734-0500 |
| Document Number | 2020009408 |
|---|---|
| Date | Nov 25, 2020 |
| Instrument | 2020009408 |
| Name | HOMESTAR FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
The 2026 property tax bill for 29 Cardinal Dr was $1,651.
Source: Macon County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Unified School District | Macon County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,651.00 | $481,640 Land $36,820 Building $444,820 | $481,640 Land $36,820 Building $444,820 |
| 2023 | $462,320 Land $36,820 Building $425,500 | $462,320 Land $36,820 Building $425,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 29 Cardinal Dr in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 16 (1979–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 29 Cardinal Dr is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL · Fiber in parts of the area | 10 / 1 |
May also be available: Optimum.
No cell data coverage reported
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